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Earn 1.8% cash back!

Citizens Bank Cash Back Plus® World Mastercard® changed to a flat 1.8% cash back on all eligible purchases August 5th.

Simple. Unlimited. Powerful.

Apply Now

Citizens Bank Cash Back Plus® World Mastercard®

Effective August 5th: Rewards made simple.

Citizens Bank Cash Back Plus® World Mastercard® is changing to a flat 1.8% cash back on all eligible purchases. Simple. Unlimited. Powerful.

Learn More

Apply now

0%

Introductory APR on balance transfers for 15 billing cycles1, thereafter a 14.99%, 18.99%, or 22.99%3, variable APR based on your creditworthiness

Citizens Bank Clear Value® Mastercard®

Our lowest rate credit card with the added values of convenience, security protection and great benefits.

Learn More

Apply Now

0%

Introductory APR on balance transfers for 18 billing cycles2 from date of account opening; thereafter, a 12.99%, 16.99% or 20.99%4 variable APR based on your creditworthiness

Citizens Bank Cash Back Plus® World Mastercard®

A card with unlimited earning potential. Earn 1.8% cash back on all eligible purchases. Simple. Unlimited. Powerful.

Important information
about rates and fees

Citizens Bank Clear Value® Mastercard®

Enjoy rates as low as 12.99% with a credit card that offers convenience, protection and great benefits.

Important information
about rates and fees

Rewards
  • Unlimited 1.8% cash back on every eligible purchase with no rotating categories or enrollments to keep track of
  • Our lowest APR card for purchases with rates as low as 12.99% - ideal if you carry a balance
Intro APR for balance transfers
  • 0% for first 15 billing cycles1
  • After 15 billing cycles, 14.99%, 18.99% and 22.99%3 based on your creditworthiness
  • 0% for first 18 billing cycles2
  • After 18 billing cycles, 12.99%, 16.99%, or 20.99%4 based on your creditworthiness
APR Rates
  • No annual fee
  • Purchase APR of 14.99%, 18.99% or 22.99%3 applies from account opening based on your creditworthiness
  • No annual fee
  • Purchase APR of 12.99%, 16.99% or 20.99%4 applies from account opening based on your creditworthiness
Security
  • Extended Warranty Protection doubles the original manufacturer’s or store brand warranty for up to two years5
  • Price Protection for 120 days from purchase5
  • Travel accident and baggage delay insurance5
  • Zero Liability Protection against unauthorized purchases6
  • Chip Technology enabled card
  • Extended Warranty Protection doubles the original manufacturer’s or store brand warranty for up to one year5
  • Price Protection for 60 days from purchase5
  • Travel accident and baggage delay insurance5
  • Zero Liability Protection against unauthorized purchases6
  • Chip Technology enabled card
Built-in benefits
  • Year-end summary statement
  • 24/7 online account management
  • Make purchases using Apple Pay™ in-store and in-app with participating merchants.
  • 21-day grace period on all purchases7
  • View your FICO® Score for free online.
  • Year-end summary statement
  • 24/7 online account management
  • Make purchases using Apple Pay™ in-store and in-app with participating merchants.
  • 21-day grace period on all purchases7
  • View your FICO® Score for free online.

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