A newer version of your browser is available. Older versions may limit your ability to access some of this site's functionality. Citizens Bank recommends upgrading your browser.

Learn More

Download the newest version of Microsoft Internet Explorer

Clear Search

Inspiring Ways to Use Your Home’s Equity

A Home Equity Line of Credit may be the financial tool you need to achieve the goals you’ve always dreamed about. A HELOC allows you to tap into the equity built up in your home to put it to other uses. Learn more about some inspirational ways to use your home equity.

1. Grow Your Family.

Using a HELOC to finance fertility treatments or adoption fees could help make the costs more manageable, so you focus on preparing for your bundle of joy.

2. Be There When Someone Needs You.

Whether you’re caring for your newborn or an ill family member, a HELOC could allow you to spend more time with them without added financial stress.

3. Prepare For Your Golden Years.

A HELOC lets you draw funds flexibly over time, helping smooth out cash flow in retirement. And, it could make it easier to max out retirement savings in your last working years.

4. Take the Bucket List Vacation of Your Dreams.

Spread out the cost of a trip you’ve been dreaming about by financing it with a HELOC. The flexibility of interest only or principal and interest payments could make travel more affordable.

5. Give Your Home a Makeover.

Get that open floor plan or larger living space you always wanted by paying for home renovations with a HELOC.


6. Say Goodbye to High-Interest Debt.

Using a HELOC to pay off your credit card debt means you’ll owe less in overall interest, and you’ll only have one payment to manage.

More information

We are committed to helping you reach your potential by providing personalized solutions. Our dedicated colleagues can help you find the right product to help you reach your goals. To learn more about home equity, please call 1-888-514-2300, visit us online, or Ask a Citizen at your nearest Citizens Bank branch.

Not seeing what you're looking for?

#Json=Label_Lookup|Brand=citizensbank|ApplyToParentElement=|TargetElementType=|TargetElementId=|Key=Personalize your experience.#

May We Suggest

New to Citizens Bank? Here are some of our most requested products and most popular areas of interest.