Discover Citizens Bank Home Mortgage, Equity & Refinance Options.

Home Borrowing

A home loan is a long-term relationship. Here, it’s also a partnership.

Our home loans put you front & center

Home borrowing might be complicated. But our attitude is simple. You deserve clear terms. Access to information. And confidence in choosing which home loan is right for you. That’s what we’re here for.
Find out how our mortgages and home equity loans and lines of credit can help meet your borrowing needs.

I want to…
Buy a home

Buying a home, and getting a mortgage, can seem overwhelming. We’re here to get you through the mortgage process and into your new place.

Learn the basics & shop rates

Get started on an application

Get pre-approved

I want to…
Refinance

Looking to lower your monthly payment? Shorten the length of your home mortgage? Get a fixed rate instead of adjustable? We’ll find the right mortgage refinancing solution for you.

Learn the basics & shop rates

Get started on an application

I want to…
Use Home Equity

Consolidating high-interest debt, renovating your home or even paying for college. If you want to put your home equity toward these or other life goals, we’re ready to help with home equity loans and lines of credit.

Learn the basics & shop rates

Get started on an application

 

We're here to help


Buy or Refinance:

Get started online
or call 1-888-514-2300
MON-THURS: 8 AM - 8 PM
FRI: 8 AM - 6 PM
SAT: 9 AM - 3 PM

Mortgage Servicing:
1-800-234-6002


Home Equity:

Get started online
or call 1-888-333-1206
MON-THURS: 8 AM - 8 PM
FRI: 8 AM - 6 PM
SAT: 9 AM - 3 PM

 

Find a branch or ATM

 

Find a Home Loan Originator

search for a local home loan originator in your area

 

NMLS ID# Search Tool

Access our colleagues' NMLS ID#

 

Circle Gold Customers Save

Save 0.25 percentage points off your home equity interest rate with automatic monthly payments from a Circle Gold Checking Account.