Welcome to Citizens Bank. This site is screen reader friendly.

Skip to content Skip to main navigation Skip to main sub navigation Skip to footer navigation
 

Home Equity Loans and Lines of Credit from Citizens Bank

The most valuable thing you own is your home. At Citizens Bank, we can help you use it. Whether you want to borrow for home improvements, educational expenses, debt consolidation, major purchases, or even to refinance your first mortgage, a home equity loan or line of credit from Citizens Bank is the right choice. Because home equity lines of credit and loans are secured by the equity in your home, the rates are lower than on most other loans.

View a quick comparison chart of home equity lines of credit and loans.

Borrowing Objectives Home Equity Loan Home Equity Line of Credit
Fixed monthly payments N/A
Choice of term length N/A
Fixed interest rate N/A
Access borrowed funds Lump sum As needed
Refinance existing debt
Loan for home improvements
  Apply now More info Apply now More info

Additional benefits of home equity loans and lines of credit:

  • Interest may be tax-deductible*
  • Fast decisions on home equity loans and lines of credit
  • Fixed-term, fixed rate home equity loans for borrowing a specific amount
  • Home equity line of credit for whatever you need, whenever you want, simply by writing a check
  • Apply online for greater ease
  • Borrowing Benefits for Citizens Circle Gold Banking™ Customers

Learn more about our home equity products.

Check out our other personal banking products:

 

 

Branch/ATM Locator

Over 1,300 branches close by.

 

Contact Information

Home Equity and other borrowing needs:
1-855-310-3497

Mortgages:
Apply: 1-888-514-2300
Service: 1-800-234-6002

We'll Contact You
Find a Branch

Receive Email Updates

Sign up now to receive offers and updates from Citizens Bank.

 

 

All accounts, loans and services are subject to individual approval.

* Consult your tax advisor for tax benefits.