Mortgage Application Documents Checklist
See what you'll need to complete your home loan application
So you've decided to take the exciting step of buying a house. Congratulations! That means it's time to get the mortgage qualification process underway. The first step is starting your mortgage application. This will require a little bit of time to gather several important documents, such as:
- A government-issued ID like a passport or birth certificate
- Pay stubs and W2s
- Tax returns if applicable
- Investment and retirement income documentation
- Bank statements
- Proof of homeowner's insurance
- Purchase agreement
These documents are required by the lender to substantiate the information included in your application. To make gathering this information a little easier, download this Mortgage Documentation Checklist.
Learn more about the end of the mortgage application process
The documents you provide when qualifying for a mortgage mark the beginning of the mortgage process. When it's time to close on your house, you'll encounter a different set of documents that require your signature to finalize the sale price and grant control of the property to you. You can learn more about the mortgage closing process and these legal documents so you're prepared on closing day.
Additionally, if you would like to speak to a Citizens Bank home loan advisor to get your questions answered, you can always do that. Just call 1-888-514-2300.
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