Welcome to Citizens Bank. This site is screen reader friendly.

Skip to content Skip to main navigation Skip to main sub navigation Skip to footer navigation

Home Equity Articles

Explore valuable home equity information including how to obtain lines and loans and how to use them

Citizens Bank gives you home equity articles that cover everything from basic home equity information to detailed explanations on some of the more complex home equity topics. We invite you to explore these home equity articles for HELOC information and home equity loan information, including choosing the right borrowing option and helpful suggestions on how to remodel your home room-by-room.

Home Equity Information Overview

Whether you're curious about home equity application information or home equity loan refinance information, these home equity articles will help give you a better understanding of home equity and the financing process.

What is a Second Mortgage?

What is a Loan-to-Value Ratio?

What is a Home Appraisal & Why Do I Need One?

An Overview of Home Equity Fees

What is Negative Home Equity?

What is a HELOC Freeze?

Home Equity Fraud Protection

Affordable Housing Legislation

Repair Your Credit Score for a Home Loan

State Home Equity Requirements

Home Equity Application Checklist

Home Equity Refinancing

How to Pay Off Your Home Equity Loan

Home Equity Information To Help You Choose The Right Lending Option

From HELOC tax information to home equity loan term information these home equity articles can help you choose the best borrowing option for your need.

Compare Borrowing Solutions

Home Equity Loans May Be Tax Deductible

Home Equity Rates

Determine the Right Home Equity Loan Rate

Home Equity Loan & Line of Credit Terms

Compare HELOCs & Other Lines of Credit

Compare a HELOC & Credit Cards

Capped Rate HELOC

Choosing a Mortgage and Home Equity Lender

Home Equity Articles To Help You Remodel Your Home

When you're ready to remodel your home, you're probably looking for ways to finance it, and maybe even some tips for the redesign. Below, find helpful home equity loan and home equity line of credit (HELOC) information and ideas to assist your remodel.

Tips for Using Your Home Improvement Loan

Spring Home Improvement Projects

Tax Benefits of Green Home Improvements

Energy Efficient Home Improvements

How to Remodel Your Kitchen

How to Remodel Your Bathroom

How to Remodel Your Master Bedroom

How to Remodel Your Basement

How to Build an Addition

Replacing Your HVAC System

Remodeling a Condo

Home Improvement Financing

Home Improvement Financing For Multiple Properties

Information On How To Use A Home Equity Loan Or Line Of Credit

Home equity financing isn't just for home improvements. Check out these home equity articles to discover other helpful uses for your home equity loan or line of credit.

How to Use Your Home Equity Loan or Line of Credit

Using a HELOC for an Emergency Fund

Purchase a Car With a Home Equity Loan

Use a HELOC to Pay Off Your Mortgage

Using Home Equity for College

Pay Back Student Loans With Home Equity



Personalize MoneyHelp

Topics by personal interest


Branch/ATM Locator

Over 1,100 branches close by.


Contact Information

Receive Email Updates

Sign up now to receive offers and updates from Citizens Bank.


Mortgages and Home Equity Loans are offered and originated by Citizens Bank, N.A. (NMLS ID# 433960).