Certificates of Deposit

Be in control of your savings. CDs provide you with a guaranteed rate for the term you select.

14-Month CD

If you are saving for a short-term goal, our online only 14-Month CD provides the guarantee of a fixed rate yield for the length of your term and peace of mind with FDIC Insurance. Learn More

48-Month CD

If you are saving for a long-term goal, our 48-Month CD provides the guarantee of a fixed-rate yield for the length of your term, plus the advantage of better rates for our Platinum and Platinum Plus Checking customers. Learn More

12-Month Breakable CD

Have a shorter savings goal? Our 12-Month Breakable CD provides a guaranteed rate for the length of your term. Platinum and Platinum Plus Checking customers can take advantage of better rates. Learn More

  • Fixed interest rates

    View Rates
  • Withdrawal status

    One-time, full or partial withdrawal without penalty of funds during the term of your account.

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1 Annual Percentage Yield. Rates accurate as of 12/10/2016 and subject to change before or after account opening (#REGION_NAME#). Rates apply to new accounts and may not apply to existing accounts. CD rates dependent upon checking relationship; Platinum rates require Platinum Checking, and Platinum Plus rates require Platinum Plus Checking.

CD rates dependent upon checking relationship.

All accounts, loans and services are subject to individual approval. See a banker for details on FDIC insurance.

Minimum balance required to earn the advertised APY.

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* Wireless carrier fees may apply. Banking fees may apply. Citizens Bank Mobile Banking App. You may download the Citizens Bank Mobile App allowing access to many of the same services and features available with your online banking service. You can view balances and activity for eligible credit and deposit accounts included in your online service. You may perform previously set up transfers between your Citizens Bank accounts or your existing external accounts. E-statements, transfer set-up and self-initiated services like stop payments are not available using your Citizens Bank Mobile Banking App.