48-Month CD

Long-term savings made easy with this fixed-rate CD. Better rates available for Platinum and Platinum Plus Checking customers.

Standard fixed interest rate:
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Early Withdrawal penalties may apply
Platinum fixed interest rate
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Platinum Plus fixed interest rate
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Compare 48-Month CD to:

14-Month CD

Saving with peace of mind. With this CD, available online only, you'll get a competitive fixed rate to help you meet your short-term goals.

12-Month Breakable CD

Our Breakable CD provides the flexibility of one withdrawal without penalty during the term. Better rates are available for Platinum and Platinum Plus Checking customers.

Compare all CDs

Ready to apply?

Here's what you need to get started:

  • US citizens and resident aliens 18 or older can apply
  • Social security number
  • Driver's license or state ID number
  • Current contact information (e.g, address, phone number, email)
  • A check to fund your account

*See a Banker for FDIC insurance limits.

Wireless carrier, text and/or data charges may apply.

1 Annual Percentage Yield. Rates accurate as of 4/5/2020 and subject to change before or after account opening (#REGION_NAME#). Rates apply to new accounts and may not apply to existing accounts. CD rates dependent upon checking relationship; Platinum rates require Platinum Checking, and Platinum Plus rates require Platinum Plus Checking.

Call us or visit a branch to apply or learn more about other available terms, competitive promotional CD and Money Market products with high yields or to roll over an existing Citizens Bank CD. Learn more about our IRA CDs.