Personal Money Market

Set aside funds in a money market account. This money market helps you earn interest while also giving you access to your funds.

Monthly maintenance fee:
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Variable interest rate:
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Compare Personal Money Market to:

Money Market Plus

This money market helps you save by featuring a competitive promotional interest rate guaranteed during an introductory period.

Circle Gold Money Market®

This is our relationship money market account that’s only available as part of our Citizens Circle Gold Banking® package. It features a preferred relationship interest rate.

Compare all money market accounts

Ready to apply?

Here’s what you need to get started:

  • US citizens and resident aliens 18 or older can apply
  • Social security number
  • Driver’s license or state ID number
  • Current contact information (e.g, address, phone number, email)

See a Banker for FDIC insurance limits.

1 Transaction limitations may apply. Unlimited in-branch or ATM 1ransactions. Reg D limits certain types of transactions to no more than 6 per statement cycle, of which only 3 may be via check. Limited transactions include: telephone transfers, online transfers, automatic interest transfers from the money market account, any pre-authorized or automatic debits, outgoing wire transfers. Deposits and incoming transfers are allowed at any time without incurring a fee: ACH, Direct Deposits, Online Banking and incoming savings transfers. If you exceed these limits 3 times or more during any consecutive 12- statement cycles, we will, as applicable, transfer the funds in your money market account to a checking account that does not pay interest. We may, however, transfer your funds sooner if you significantly exceed these transfer limits in any one statement cycle. Excessive Transaction fees may apply.

2Wireless carrier, text and/or data fees may apply. Banking fees may apply. Citizens Bank Mobile Banking App. You may download the Citizens Bank Mobile App allowing access to many of the same services and features available with your online banking service. You can view balances and activity for eligible credit and deposit accounts included in your online service. You may perform previously set up transfers between your Citizens Bank accounts or your existing external accounts. eStatements, transfer set-up and self-initiated services like stop payments are not available using your Citizens Bank Mobile Banking App.