Compare Savings Accounts

The right savings plan can make it easier for you to get where you want to go. A good bank understands that. Take a look at the savings options below – it's easy to compare to see which is best for you.

Choose Your Account: A smart savings choice offering more ways to help you build your savings quickly and easily. A smart way to help save for a child's education and earn a $1,000 bonus if you qualify.1 A rewarding savings plan to help you save for a down payment on a home and save on closing costs. The choice if you want our preferred relationship rates, available when linked to Circle Gold Checking®.
Standard Account Features
Interest Rates View Rates View Rates View Rates View Rates
Available for Savings Overdraft Transfer checkmark Icon checkmark Icon
GoalTrack Savings® checkmark Icon checkmark Icon
Steady Save® checkmark Icon checkmark Icon checkmark Icon checkmark Icon
ATM Access checkmark Icon checkmark Icon
Bonus Savings $1,000 bonus for college when you make the minimum monthly contribution. $1,000 towards closing costs when you save $100 a month for 36 months and finance your home with Citizens Bank.
Open Account Open Account Open Account Open Account

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1 Terms, conditions and withdrawal limitations apply. Account must be opened before child's 12th birthday. To receive the $1,000 bonus plus interest, you must save the monthly minimum amount each year. One skipped deposit allowed per year. Account must be open to receive bonus. One account per child. Once the program requirements have been met, the bonus plus accrued interest will be credited to your CollegeSaver account and labeled as "CollegeSaver Bonus" on your statement; bonus will post within 45 days after the child's 18th birthday. Minimum balance for the bonus at beneficiary's 18th birthday varies. Interest will be reported to the IRS for the account owner (e.g., a parent or a child for UTMA (Uniform Transfers to Minors Act)).