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Get more value from your everyday purchases.

  • Our Everyday Points® Business Rewards Program makes earning rewards faster than ever before – with no limits on how many points you can earn.

Everyday Points® Business MasterCard®

    • Earn 25,000 bonus points when you spend $5,000 on purchases within the first 90 days1
    • Earn 2 points for every $1 spent
    • You can earn unlimited Everyday Points® redeemable for cash back, travel, office equipment, restaurant, retail gift cards, and more
    • No Annual Fee

View your Everyday Points

Available With:

Reward Product

Credit Card

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MasterCard is a registered trademark of MasterCard International Incorporated.

1 EVERYDAY POINTS® BUSINESS MASTERCARD®: This Rewards Program (the “Program”) is governed by the Terms and Conditions located at citizensbank.com/small-business/cards-and-rewards/terms-and-conditions.aspx. It will explain the Program, including the following items: A) You receive two (2) Everyday Points for each $1 in purchases you make using your Everyday Points Business MasterCard.  B) You will accrue points for Purchases but not for non-purchase transactions such as Cash Advances, Cash Equivalent Transactions or unauthorized charges. C) Meeting the $5,000 purchase threshold for bonus point eligibility varies based on account set-up. For “Business-Earn” accounts, the purchase threshold will be met by the aggregate spend of all cards under the company, and the bonus points will be applied to the business account.  For "Cardholder Earn" accounts, each individual card under the master account that reaches the $5,000 purchase threshold is eligible for bonus points; these bonus points will be posted to the individual account(s). The spend requirement will not be based on consolidated spend on all accounts and each individual card under the account that qualifies can earn the 25,000 bonus points.  D) 25,000 bonus points will be posted to your Everyday Points Business MasterCard statement within 2 billing cycles of your meeting the $5,000 purchase threshold, as detailed above. As noted, “Business-Earn” accounts will have bonus points applied to the business account associated with the cards; “Cardholder-Earn” accounts will have bonus points applied to the individual account associated with the card. Purchases totaling a minimum of $5,000 must occur within 90 days of account opening in order to be eligible for bonus points. E) Points may be redeemed for rewards once you reach the minimum point value of 5,000.  F) Redemption fees may be charged for some items. G) Points expire after three years. H) Program subject to change.  I) Catalog items can be changed without notice. J) You are solely responsible for any taxes that may be owed as a result of rewards earned and/or redeemed under this card. Please consult your tax advisor. Citizens Bank, N.A. does not provide tax advice.  K) Accounts must be open and in good standing, both at the time of reaching the purchase threshold and at the time bonus points are posted to your account statement, in order to receive points.  L) Additional terms and conditions may apply.  M) Customers who are in the Professionals First program will earn 25,000 bonus points upon first purchase in the first 90 days from account opening of their Everyday Points Business MasterCard.

Credit cards are issued by Citizens Bank, N.A.

Certain conditions, restrictions and exclusions apply. Full terms and conditions will be sent when you become a cardmember.