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SBA Advantage Loan Program (formerly known as the as the 7(a) Program) is ideal for businesses that want to improve cash flow, refinance debt, fund improvements, expand their franchise, purchase machinery/equipment, finance real estate or grow their business through acquisition. Like other SBA loans, it features longer terms and lower down payment requirements than conventional loans.
Less equity required than with conventional loans.
Customize your term from 10 to 25 years (120 to 300 months).
Choose whichever rate structure best meets your needs.
With our no-annual fee business rewards credit card, it pays to spend on your business.
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Intro Purchase APR:
introductory rate for the first twelve months
Beginning the first day of the 13th billing cycle, purchase APRs are 11.99%, 16.99%, 19.99%, or 21.99%. This APR will depend on your creditworthiness and will vary with the market based on the Prime Rate.
The zip code you entered is served by Citizens One, the brand name for Citizens Bank's lending business outside of our 11‑state branch footprint. Under the Citizens One brand we offer Auto Loans, Credit Cards, Mortgages, Personal Loans and Student Loans. To learn more, please visit: