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Student Lending and Services

Whether you're an incoming freshman in need of a student loan, a parent looking to help cover some of the cost of college, or are interested in new ways to manage student loan payments, our student lending options are designed to make paying for school easier and more affordable.

Student Loans

Student Loans for Parents

Student Loan Refinance

Student Loan Refinancing for Parents

Student Loans

Great rates, flexible terms, multi-year approval*, and no application or origination fees are just a few of the reasons our loans for undergraduates are at the top of their class.

EXPLORE STUDENT LOANS

Student Loans for Parents

Our Citizens Bank Student Loan® for Parents keeps your bottom line in mind, offering an average savings of $1,538.1 Find out why this parent-focused financing plan may be a better alternative to the Federal Direct PLUS Loan.3

EXPLORE STUDENT LOAN FOR PARENTS

Student Loan Refinance

If you’ve finished school and are looking to lower your student loan rates, your monthly payment, or pay off your loans faster, consider refinancing. You could save an average of $3,252 a year.2

EXPLORE STUDENT LOAN REFINANCE

Student Loan Refinancing for Parents

If you took out loans to help fund your children's education, you can now refinance and save. Find out your personalized rate and savings in less than 2 minutes.

EXPLORE STUDENT LOAN REFINANCING FOR PARENTS

Looking to lower your student loan rate even more?

One Deposit Checking from Citizens Bank®

Sign up for a Citizens Bank checking account, and receive up to 0.50 percentage points off your interest rate with available discounts. 4

Learn More

Minimum balance to open
Any Amount

Monthly maintenance fee
$9.99
waived with one deposit each statement period

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