Student Loans for Law School

What you need to know about law school student loans

Attending law school is a dream for many aspiring lawyers and their families. But it can also be an expensive proposition.

Fortunately, there is plenty of financial help and loans available for law students. But remember: you must apply for your federal loans by filing a FAFSA, and you should exhaust grants, scholarships and federal loans first before tapping into a private loan for your graduate education. You must be a U.S. citizen or a permanent resident, and be enrolled at least half-time in an approved program.

Details about of Federal PLUS Student Loans for law school:

  • No set limits on borrowing—you can borrow up to the full cost of attendance, minus any other financial aid you receive

  • Fixed interest rate over the entire life of the loan

  • Current employment not mandatory
  • 3% origination fee plus a 1% guarantee fee on the principal amount of the direct PLUS loan.
  • You must have a good credit history, or obtain a co-signature from an endorser.
  • Interest will continue to be charged on your principal balance, even if you secure a deferment or forbearance.
  • There is no grace period for repayment, though borrowers may obtain a deferment if enrolled at least half time in an approved program.

Find a private student loan for law school

You should know that a Citizens Bank Citizens Bank Student Loan offers:

  • Competitive rates including an additional 0.50% interest rate reduction for automating payments from any eligible Citizens Bank account
  • No fees
  • Quick, easy application process
  • Flexible repayment terms
  • Simple qualification1 with minimum income requirements
  • Co-signer release option available after initial 36 consecutive, on-time payments2

Learn more about affordable law school student loans that fit your needs

Pursue your dream of attending law school and get the student loan information you need to make the best decision for your unique situation. You can find helpful information about our affordable Citizens Bank Student Loan™. If you have more questions, call a student loan specialist at 1-888-411-0266, and we'll help walk you through the process.

Additional student loan and college planning resources

Guide to Paying for Graduate School
Types of Student Loans for Graduate Students
Loans Available for MBA Students
Student Loans for Medical Students
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