How to Get a
Student Loan

Wondering how to apply for student loans?
We’ll walk you through the process, step by step.

Learn how to get financial aid and student loans

From financial aid information to finding the right loan, learn about the student loan process and how to apply for loans from Citizens Bank.

Getting Started: Schools, Scholarships & Grants

Choose the right school for you, then start your search for free money – the kind you won’t have to repay.

FAFSA & Financial Aid

The process of applying for financial aid isn’t quite as daunting as it looks. Mostly, you just have to follow the instructions set out in the Free Application for Federal Student Aid (FAFSA).

Understanding Loan Details

By focusing on just a few key details, you can meaningfully compare loan offers and find the one that’s right for you.

Understanding Loan Repayment

By focusing on just a few key details, you can meaningfully compare offers for loans such as the Citizens Bank Student Loan™ — and find the one that’s right for you.

The Cost of School

In addition to the obvious expenses, such as tuition, and room and board, college comes with a host of other expenses. Find out what you’ll need to consider.

Budgeting & Offsetting Expenses

If you’ve never prepared or lived by a budget before, now would be a good time to begin. Part-time work can help you offset some college expenses.

Finding a Loan

Which loan is the right one for you and your family? Choose the one with the best combination of low costs and convenient terms.

How Money Gets to the School

How are loan proceeds disbursed to pay for your education? Here’s a brief guide to the process.

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