Undergraduate
Students & Parents

Get smart on student loans together.

Learn about undergraduate loans for college

Private undergraduate student loans fill the final financial gap when Federal Direct student loans, grants, scholarships, and family savings aren’t enough. Find out how using private loans for college can help you meet your goals and explore our flexible, undergraduate college loans.

FAFSA

The FAFSA, or Free Application for Federal Student Aid, is the starting point for the entire student financial aid process. What do you need to apply and what does it tell you about how much you may need in undergraduate loans?

Learn about Federal Direct Loans

Federal Direct Student Loans come with attractive terms, and are one option for undergraduate college loans.

What parents need to know

Private student loans are based on credit history. By cosigning undergraduate student loans, parents can use their solid credit reputations to secure better student loan terms for their child. We also offer a new Citizens Bank Student Loan for Parents.™ With an average fee savings of $627*, it’s a better alternative to the Federal PLUS Student Loan.

 
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