Student Aid Report Details

Get an overview of the FAFSA Student Aid Report

The Student Aid Report, or SAR, is essentially a summary of all the financial information you and your family have filed on the FAFSA form. You'll typically receive your student aid report within 3-5 days after your FAFSA has been processed, or, if you filed a paper version, within 7-10 days of processing.

The student aid report also includes a vital piece of information that will become the basis for much of your subsequent financial aid activity: your expected family contribution, or EFC. That's the amount that your family will be expected to contribute to your post-graduate education, based on certain standard formulas.

If you filed the FAFSA online and included your email address (as you should), you'll receive an email notifying you of the link to your online report. You'll need to study that information closely and make sure it's all correct. If you need to make any corrections, simply go to and access the form by using your federal PIN number and selecting the "make corrections to a processed FAFSA" area. If you filed your FAFSA by hard copy, and thus received a paper version of the FAFSA student aid report, you can make the changes on that document and mail it back to the address on the form. Some minor changes can be made over the phone, by calling 1-800-4-FED-AID. Just make sure you have the Data Release Number from your student aid report.

Things to remember to make the financial aid process go more smoothly:

  • If you've subsequently applied to a school that was not originally listed on your FAFSA, (meaning that school did not receive a copy of your SAR), you'll have to update that information on the report by logging into the FAFSA website and making the change.
  • To guard against the student aid report email inadvertently going into your spam folder, you might want to add to your email address book.

Just as the FAFSA application produced the student aid report, this report will set the stage for the Financial Aid Award Letter you'll receive from all the schools to which you have been accepted. That letter will outline the financial aid package that institution can offer you.

Learn more about our affordable student loan options

After you've received your student aid report and you identify a need for additional funds beyond grants, scholarships and federal loans, consider a private student loan. You can find helpful information about our affordable Citizens Bank Student Loan™. If you have more questions, call a student loan specialist at 1-888-411-0266, and we'll help walk you through the process.

Additional student loan and college planning resources

Understanding a Financial Aid Package
What Type of Financial Aid is Right for Me?
What is the FAFSA?
Choosing a Lender for your Student Loans
Have a Question?
Student Borrowing
Banking For Students
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