Starting College

Starting college is a thrilling, exciting, and sometimes overwhelming time. Figuring out how to pay for your education can add to the stress, and your expenses can add up quickly.

To make things even harder, some students are getting their first taste of financial freedom and the challenges that come with managing their own money.

Whether you need help with deciding how to pay tuition or choosing the right bank account to fit your student’s needs, Citizens Bank can help make the transition a little easier.

Recommended products and services:

Student Loans
Find all the information you need on all our financing options in the Student Loan section of this site. We’ll help you decide which programs best fit your needs, and get you started in the application process right online.

Student Banking
Access everything you need to manage your money at school in one smart program with Citizens Everyday Student Banking. You get checking and a savings account, online banking and bill payment for checking balances and paying bills. Plus, it comes with a Citizens Bank Debit Card that earns you valuable points for purchases you make at participating merchants. It even gives you the option to link your account to your parents' account for easy cash transfers from home.

Overdraft Protection
Sometimes the unexpected arises and your current account balances can’t cover expenses. With Overdraft Protection, funds are automatically withdrawn from your savings or line of credit to cover the checks you’ve written.

Savings
When you’re paying for school, every bit counts. Getting the best rate of return can help with education costs, paying for books, or at least an occasional pizza.

Home Equity Loan
If Financial Aid and your current savings aren’t enough to cover college expenses, consider tapping into your home’s equity to pay for tuition, books, room and board.

Helpful Tools and Calculators

Questions to start the conversation:

  • How much money do you have set aside for college?
  • Have you reviewed all the loan and grant options available?
  • Have you spoken with your school’s financial aid office to explore the options available from the school?
  • Are you prepared to make a budget and live within it during the college years?

You may also be interested in:

Online Banking
Bank when you want to: go online to check your account balances, transfer funds, find out when checks cleared, and see up to 18 months of history on your Citizens Bank accounts. Set up bill payment for one-time fees or recurring payments. Guaranteed security!

Citizens Bank Debit Card
Never write a check again: the Citizens Bank Debit Card allows you to draw from your checking account without picking up a pen. And if you need cash, use your Debit Card at thousands of ATMs. Easy access to your money whenever, wherever you need it.

Switch Support
Citizens Bank Switch Support makes it easy to switch your accounts to Citizens Bank. Our dedicated team will help you move your direct deposits and change your automatic payments from your old account to your new Citizens Bank account.

 

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