Apply for a Home Mortgage Loan with Citizens Bank.

Buying A Home

You’re making a major investment. It’s only right that we’re invested in you.

Home Buying Facts & Help

Browse the sections below to learn or brush up on the basics of the mortgage process and buying a home.

And be sure to contact a Citizens Bank Home Loan Advisor with your questions.

Deciding to Buy

Know the costs and benefits of buying a home to make the right choice for your situation. Our Home Financing Guide has the facts on what to consider, and information to help you through the home financing process.

And check out these helpful buying tips if you're a first-time home buyer, along with the calculators below:

Rent vs. Buy Calculator

How Much Home Can I Afford?

Tax Savings Calculator


Mortgage Products and Rates

The interest rate stays the same for the entire life of the loan. Your monthly principal and interest payment also stays the same. Learn more about fixed-rate mortgages.

Product Rate APR* Points Repayment
Example
30-Year Fixed-Rate #PCONFORMING_PURCHASE_30_YEAR_FIXED_RATE_RATE#% #PCONFORMING_PURCHASE_30_YEAR_FIXED_RATE_APR#% #PCONFORMING_PURCHASE_30_YEAR_FIXED_RATE_POINTS#
20-Year Fixed-Rate #PCONFORMING_PURCHASE_20_YEAR_FIXED_RATE_RATE#% #PCONFORMING_PURCHASE_20_YEAR_FIXED_RATE_APR#% #PCONFORMING_PURCHASE_20_YEAR_FIXED_RATE_POINTS#
15-Year Fixed-Rate #PCONFORMING_PURCHASE_15_YEAR_FIXED_RATE_RATE#% #PCONFORMING_PURCHASE_15_YEAR_FIXED_RATE_APR#% #PCONFORMING_PURCHASE_15_YEAR_FIXED_RATE_POINTS#
#MORTGAGE_APR_DATE#

Benefits

Get Started

Call a Home Loan Advisor:
#MORTGAGE_SOLUTION_PHONE#

Apply in person:
Find a branch


 

Branch/ATM Locator

Over 1,200 branches close by.

 

Contact Information

Home Equity and other borrowing needs:
1-855-310-3497

Mortgages:
Apply: 1-888-514-2300
Service: 1-800-234-6002

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