Explore the other types of mortgages we offer by selecting one of the buttons below.
Citizens Bank offers the following types of affordable mortgage loans:
Federal Housing Administration (FHA) Home Loans
If you have limited financial resources or less-than-perfect credit, an FHA loan might be a good option. FHA loans offer flexible qualifying guidelines and low down payment options.
Veterans Administration (VA) Home Loans
VA loans are available to qualified military veterans and feature a low down payment or no down payment at all.
Want to discuss an FHA or VA loan? Speak to a Home Loan Advisor at #MORTGAGE_SOLUTION_PHONE#.
Learn more about FHA and VA loans
Citizens Affordable Home Loan Program
This loan program is available to low-to-moderate income borrowers and features low down payment requirements. This loan also has more flexible underwriting requirements and offers a low fixed-rate so you have the peace of mind knowing your interest rate will stay the same for the life of the loan.
If you would like to learn more about the Citizens Bank Affordable Home Loan Program and see if you are eligible, call one of our Home Loan Advisors at #MORTGAGE_SOLUTION_PHONE#
Building a home or buying a home that needs renovating? We’ve got a mortgage program that covers the financing for construction and the permanent loan for when you’re ready to move in.
- All the same great features of the C/P program
- Used for renovation of a home already owned or to purchase and renovate a home
- Complete tear-downs also eligible
To talk about our home construction loan options, call a Home Loan Advisor at #MORTGAGE_SOLUTION_PHONE#.
Read more about home construction loans
Doctor Loan Program
The Doctor Loan Program is available to licensed physicians and dentists and features lower down payment requirements with no mortgage insurance. Newly licensed medical residents who are currently employed, in residency or who will begin their new employment or residency within 60 days of closing are also eligible.
Tandem Home Equity Program
Our Tandem Home Equity Loan or Line of Credit is closed simultaneously with the first mortgage and enables borrowers who need jumbo financing to save money and avoid mortgage insurance.