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Personal Banking > Personal Investing Services > IRA
 
Personal Investing
 
Investing Info
 

 

How Will You

Fund Your Retirement?

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Individual Retirement Accounts (IRAs) from Citizens Investment Services

Prepare for your retirement goals with Individual Retirement Accounts (IRAs) from Citizens Investment Services. We will help you navigate the maze of retirement funding alternatives available to you. If you are researching Roth IRAs or want a self directed IRA -- our IRA investments are designed to help meet your particular needs, time frame, and attitude towards risk. Start investing in an IRA today!

IRA Investment Options

A Financial Consultant from Citizens Investment Services can help you decide which type of IRA investment is appropriate for your situation.

Roth IRA

  • Tax-free withdrawals after 59 1/2 - after it has existed for at least 5 years
  • Qualified distributions are tax-free if you satisfy certain requirements

Traditional IRA

  • Tax-deductible contributions and tax-deferred growth*
  • Choose conservative to aggressive investing structure

Rollover IRA

  • Ideal option if you are retiring, changing jobs, or receiving a lump-sum distribution from a company-sponsored retirement plan like a 401(k)
  • Easily transfer current retirement assets to a new account you may have greater control over

* Citizens Investment Services does not offer tax advice. Consult your tax advisor for IRA eligibility rules and your individual circumstances.

Learn more about our IRA investmets.
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© Copyright 2009 Citizens Financial Group. All rights reserved.
Citizens Bank is a brand name of RBS Citizens, N.A. and Citizens Bank of Pennsylvania. Deposit accounts held at RBS Citizens, N.A. and Citizens Bank of Pennsylvania are separately insured.

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Securities and Investment Advisory Services offered through CCO Investment Services Corp. Member FINRA, SIPC. 53 State St., Boston, MA 02109. 1-800-942-8300. CCO Investment Services Corp. is an affiliate of RBS Citizens, N.A. and Citizens Bank of Pennsylvania.



Securities and Insurance Products are:
· NOT FDIC INSURED  · NOT BANK GUARANTEED  · MAY LOSE VALUE  · NOT A DEPOSIT  · NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY


Mutual Funds, Variable Annuities and Unit Investment Trusts are sold by prospectus. Please consider the investment objectives, risks, charges and expenses carefully before investing. The prospectus which contains this and other information can be obtained by calling your Financial Consultant. Read it carefully before you invest.

Insurance products offered through CCO Investment Services Corp. In Massachusetts, insurance is offered through Citizens Financial Services Insurance Agency. In New York, insurance is offered through Citizens Insurance Agency of New York Inc.

CCO Investment Services Corp., Citizens Financial Services Insurance Agency and Citizens Insurance Agency of New York Inc. are affiliates of RBS Citizens, N.A.