Citizens Quarterly Order Routing

CSI FINRA/SIPC: Citizens Securities, Inc. is a member of FINRA and SIPC.

FINRA BROKERCHECK: Check the background of Citizens Securities, Inc. on FINRA BROKERCHECK.

Citizens Securities, Inc. Business Continuity Plan

Citizens Securities, Inc. Quarterly Trade Execution Report

Citizens Securities, Inc. Managed Account Program Form ADV Disclosure Brochure

Citizens Securities, Inc. Digital Advisory Program Form ADV Disclosure Brochure

Quarterly Order Routing

Reg.BI Disclosure

Form CRS

Fiduciary Acknowledgement

Clarfeld Financial Advisors, LLC Form ADV Disclosure Brochure

Form CRS Clarfeld

Fiduciary Acknowledgment Clarfeld

Citizens Securities Inc. Legal or Tax Advice: Citizens Securities Inc. does not provide legal or tax advice. You should do your own research and/or contact your own independent legal or tax advisor for assistance with questions you may have regarding the tax or legal implications of your investments.

Citizens provides Wealth and Investment services in the United States: AL, AK, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY.

Citizens Wealth Management: Citizens Wealth Management (in certain instances DBA Citizens Private Wealth) is a division of Citizens Bank, N.A. ("Citizens"). Securities, insurance, brokerage services, and investment advisory services offered by Citizens Securities, Inc. ("CSI"), a registered broker-dealer and SEC registered investment adviser - Member FINRA/SIPC. Investment advisory services may also be offered by Clarfeld Financial Advisors, LLC ("CFA"), an SEC registered investment adviser, or by unaffiliated members of FINRA and SIPC providing brokerage and custody services to CFA clients (see Form ADV for details). Insurance products may also be offered by Estate Preservation Services, LLC ("EPS") or an unaffiliated party. CSI, CFA and EPS are affiliates of Citizens. Banking products and trust services offered by Citizens.

SECURITIES, INVESTMENTS AND INSURANCE PRODUCTS ARE SUBJECT TO RISK, INCLUDING PRINCIPAL AMOUNT INVESTED, AND ARE:
· NOT FDIC INSURED · NOT BANK GUARANTEED · NOT A DEPOSIT · NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY · MAY LOSE VALUE