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Savings Accounts

How can you turn “someday” into “now”? Ask a Citizen. We’ll help you find the right account, whatever your savings goal. Compare all accounts.

Green Savings®

A smart & easy way to save. Set specific savings goals and earn rewards when you enroll in our GoalTrack Savings® program.

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Minimum balance to open

Any Amount

Monthly maintenance fee and how to avoid it

$4.99

Keep a minimum daily balance
Minimum Daily Balance is the balance (collected and uncollected) in the account each day. To waive the fee, the account balance must not fall below the minimum balance requirement on any day during the statement period.
of $200 in your account. Account will automatically receive a fee waiver on the first 4 monthly maintenance fees.

Citizens Bank Platinum Savings®

This relationship savings account comes with Platinum Checking. It provides access to Platinum rates and no monthly maintenance fee.

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Minimum balance to open

Any Amount

Monthly maintenance fee and how to avoid it

$0

only available with Platinum Checking

Already a customer? Upgrade to platinum today.
Find a branch or call 1-800-922-9999

Citizens Bank Platinum Plus Savings®

This relationship savings account offers better Platinum Plus rates plus the same preferred benefits and services as Platinum Savings.

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Minimum balance to open

Any Amount

Monthly maintenance fee and how to avoid it

$0

only available with Platinum Plus Checking

Already a customer? Upgrade to Platinum Plus today.
Find a branch or call 1-800-922-9999

CollegeSaver®

Look ahead to the future. Save for your child’s education, and get a $1,000 bonus once your child turns 18 and program requirements are met.

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Minimum balance to open

$25

If child is under 6 years of age

$500

If child is 6 or older, but under 12 years of age

Minimum monthly contributions

At least $25 if child is under 6 years of age at opening

At least $50 if child is 6 or older, but under 12 years of age at opening

Citizens Bank HomeBuyer Savings®

Dream of owning a home? Start saving for a down payment, closing costs and other home-buying fees. Plus receive a $1,000 credit toward closing costs on your Citizens Bank mortgage once program requirements are met.

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Minimum balance to open

$100

Minimum monthly contributions

At least $100 a month for 36 months.

Choose Your Account A simple way to build your savings. This relationship savings account comes with Platinum Checking and helps you grow your savings with Platinum interest rates. This relationship savings account comes with Platinum Plus Checking and offers even better Platinum Plus interest rates. A smart way to help save for a child's education and earn a $1,000 bonus if you qualify.1 A rewarding savings plan to help you save for a down payment on a home and save on closing costs.4
How to Waive Monthly Maintenance Fee Keep a minimum daily balance
Minimum Daily Balance is the balance (collected and uncollected) in the account each day. To waive the fee, the account balance must not fall below the minimum balance requirement on any day during the statement period.
of $200 in your account. Account will automatically receive a fee waiver on the first four monthly maintenance fees.

$0

with Platinum Checking

$0

with Platinum Plus Checking

$0

$0

Monthly Maintenance Fee

$4.99

N/A N/A N/A N/A
Standard Account Features    
Interest Rates View Standard Rates View Platinum Rates View Platinum Plus Rates View Rates View Rates
Minimum Balance to Open Any amount Any amount Any amount $25 if child is under 6 at opening, $500 if child is 6 or older but under 12 at opening $100
Minimum Monthly Contributions N/A N/A N/A $25 if child is under 6 at opening, $50 if child is 6 or older but under 12 at opening. $100 a month for 36 months.
Available for Savings Overdraft Transfer3
No fee for Savings Overdraft Transfers

No fee for Savings Overdraft Transfers
   
GoalTrack Savings®    
ATM Access    
Bonus Savings       $1,000 bonus for college when you make the minimum monthly contribution. $1,000 toward closing costs when you save $100 a month for 36 months and finance your home with Citizens Bank.
 

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