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Even just one small change to your spending or saving can help you achieve your goals.
A smart & easy way to save. Set specific savings goals and earn rewards when you enroll in our GoalTrack Savings® program.
Minimum balance to open
Monthly maintenance fee and how to avoid it
This relationship savings account comes with Platinum Checking. It provides access to Platinum rates and no monthly maintenance fee.
Minimum balance to open
Monthly maintenance fee and how to avoid it
only available with Platinum Checking
Already a customer? Upgrade to platinum today.
Find a branch or call 1-800-922-9999
This relationship savings account offers better Platinum Plus rates plus the same preferred benefits and services as Platinum Savings.
Minimum balance to open
Monthly maintenance fee and how to avoid it
only available with Platinum Plus Checking
Already a customer? Upgrade to Platinum Plus today.
Find a branch or call 1-800-922-9999
Look ahead to the future. Save for your child’s education, and get a $1,000 bonus once your child turns 18 and program requirements are met.
To apply for this account, please call 1-877-360-2472 or visit a Branch.
Minimum balance to open
If child is under 6 years of age
If child is 6 or older, but under 12 years of age
Minimum monthly contributions
At least $25 if child is under 6 years of age at opening
At least $50 if child is 6 or older, but under 12 years of age at opening
Green Savings® |
Citizens Bank Platinum Savings® |
Citizens Bank Platinum Plus Savings® |
CollegeSaver® |
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Choose Your Account | A simple way to build your savings. | This relationship savings account comes with Platinum Checking and helps you grow your savings with Platinum interest rates. | This relationship savings account comes with Platinum Plus Checking and offers even better Platinum Plus interest rates. | A smart way to help save for a child's education and earn a $1,000 bonus if you qualify.1 To apply for this account, please call 1-877-360-2472 or visit a Branch. |
How to Waive Monthly Maintenance Fee | Keep a minimum daily balance
Minimum Daily Balance is the balance (collected and uncollected) in the account each day. To waive the fee, the account balance must not fall below the minimum balance requirement on any day during the statement period.
of $200 in your account. Account will automatically receive a fee waiver on the first four monthly maintenance fees. |
$0with Platinum Checking |
$0with Platinum Plus Checking |
$0 |
Monthly Maintenance Fee |
$4.99 |
N/A | N/A | N/A |
Standard Account Features |
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Interest Rates | View Standard Rates | View Platinum Rates | View Platinum Plus Rates | View Rates |
Minimum Balance to Open | Any amount | Any amount | Any amount | $25 if child is under 6 at opening, $500 if child is 6 or older but under 12 at opening |
Minimum Monthly Contributions | N/A | N/A | N/A | $25 if child is under 6 at opening, $50 if child is 6 or older but under 12 at opening. |
Available for Savings Overdraft Transfer3 | ||||
GoalTrack Savings® | ||||
ATM Access | ||||
Bonus Savings | $1,000 bonus for college when you make the minimum monthly contribution. | |||
To apply for this account, please call 1-877-360-2472 or visit a Branch.
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The zip code you entered is served by Citizens One, the brand name for Citizens Bank's lending business outside of our 11‑state branch footprint. Under the Citizens One brand we offer Auto Loans, Credit Cards, Mortgages, Personal Loans and Student Loans. To learn more, please visit: