Nonprofit checking accounts

Online & mobile

Take secure banking wherever your business needs to go. Pay bills, make transfers, set up alerts and more whenever and wherever you want.¹

You can bring the bank wherever your business needs to go thanks to our secure online and mobile banking solutions. From the anywhere, anytime convenience of our Citizens Mobile Deposit® app to the ease of online banking and customized alerts, there's almost nothing you need from your bank that you can't get done on the move.¹

Debit cards

A simple, secure way to make everyday purchases.

There's no need to carry checks or cash when you've got a small business debit card from Citizens, an easy and secure way to make everyday purchases. The card gives you 24/7 online account access and the ability to access your money anytime, anywhere.

Overdraft coverage

With an Overdraft Line of Credit² your checking account is linked to your overdraft line of credit. Funds are automatically transferred from your line of credit to cover your ATM withdrawals, debit card purchases, checks, and online bill payments when you don't have the necessary available balance in your checking account.

Note: Your line of credit may not be large enough to cover all withdrawals that have overdrawn your checking account that day. Once any single transaction exceeds your available line of credit, no additional transactions will be covered, even if there are available funds in your line of credit. Any transaction(s) in the checking account that cannot be covered by your line of credit will cause your account to become overdrawn.

Borrowing limits - up to $10,000

Payment options -
Entire balance if under $20
OR
Pay the greater of two amounts:

• 2% of current balance
• $20

Costs:

• $30 annual fee³
• $12 transfer fee per day for each day a transfer(s) occurs
• Interest on outstanding balances

Account Management Tools

Track payments, pay bills, transfer funds and stay on top of your finances with online access and a single view of all your accounts. Business owners have the ability to set up multiple users with varying levels of security access. Time saving eBills keep your billing cycle running smoothly, allowing you to send bills electronically to eligible vendors and suppliers and set up automatic alerts and payments.¹