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Business Credit Cards

Choose a business card that works for you.

Whether you want to be rewarded for purchases or are looking for a low rate card, Citizens Bank Business Credit Cards will help you improve efficiency and optimize cash flow while establishing credit in your business's name.

  • For a limited time only, save on purchases with a 12-month, 0% introductory APR* and no annual fee.
  • Free up working capital for up to 50 days with 30-day billing cycles and 20-day settlement periods.
  • Monitor your spending easily with online account management, consolidated statements, and convenient payment options
  • Leverage worldwide purchasing power and the highest level of security with Chip and PIN technology.

  • Easily control expenses with accessCARD Command®

    • Set limits on each card by amount, place, time or merchant category with text or email alert options.
    • Create virtual card numbers for increase security with online and phone purchases.
Questions?Ask a Citizen.

Everyday Points® Business Mastercard®

Get 2 points for every $1 spent for the daily purchases you make with your business credit card. Earn up to 3.5% back in rewards when you spend $5,000 in the first 90 days, and up to 1% thereafter. Redeem for travel, cash back and more1.

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0% introductory APR* on all business purchases for 12 months

APR:

Beginning the first day of the 13th billing cycle, APRs are 12.99%, 17.99%, 20.99%, or 22.99%. This APR will depend on your creditworthiness and will vary with the market based on the Prime Rate.**

No annual fee

Review Terms & Conditions >

Business Platinum Mastercard®

The Business Platinum Mastercard® provides lower rates than our Everyday Points® Business Mastercard® for businesses that may need to carry a balance. From its elite security and purchase protection to its international scope (you can make purchases anywhere in the world that Mastercard is accepted), this card is an asset to any business owner.

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0% introductory APR* on all business purchases for 12 months

APR:

Beginning the first day of the 13th billing cycle, APRs are 9.99%, 15.99%, 18.99%, or 20.99%. This APR will depend on your creditworthiness and will vary with the market based on the Prime Rate.**

No annual fee

Review Terms & Conditions >

Everyday Points® Business Mastercard®

A business credit card that rewards you for your everyday purchases.

Business Platinum Mastercard®

A business credit card that provides lower rates rather than reward points.

Rewards Points can be redeemed for hundreds of products and services on our Everyday Points website, including:
  • Cash Back
  • Travel rewards
  • Gift cards
  • Merchandise
Receive discounts of up to 10% at participating merchants plus 4% at over 10,000 participating restaurants with the Mastercard Easy Savings® program.
Receive discounts of up to 10% at participating merchants plus 4% at over 10,000 participating restaurants with the Mastercard Easy Savings® program.
Additional benefits
  • 24/7 online account management with accessCARD Command®
  • Worldwide purchasing power and the highest level of security with Chip and PIN technology
  • MasterRental Insurance
  • Purchase Assurance and Extended Warranty
  • MasterAssist
  • VAT Reclaim Service
  • Identity Theft Resolution
  • No charge for additional cards
  • Travel Insurance
  • Travel accident and baggage delay insurance
  • The Business Assistance Concierge Service

See our Guide to Benefits for more details.

  • 24/7 online account management with accessCARD Command®
  • Worldwide purchasing power and the highest level of security with Chip and PIN technology
  • MasterRental Insurance
  • Purchase Assurance and Extended Warranty
  • MasterAssist
  • VAT Reclaim Service
  • Identity Theft Resolution
  • No charge for additional cards
  • Travel Insurance
  • Travel accident and baggage delay insurance
  • The Business Assistance Concierge Service

See our Guide to Benefits for more details.

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