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Business Credit Cards

Choose a business card that works for you.

Whether you want to be rewarded for purchases or are looking for a low rate card, Citizens Bank Business Credit Cards will help you improve efficiency and optimize cash flow while establishing credit in your business's name.

  • Save on business purchases with a 12-month, 0% APR introductory rate limited time offer, and no annual fee.
  • Free up working capital for up to 50 extra days with 30-day billing cycles and 20-day settlement periods.
  • Monitor your spending easily with online account management, consolidated statements, and convenient payment options
  • Leverage worldwide purchasing power and the highest level of security with Chip and PIN technology.
  • Control employee limits and spend categories with text or email alerts through accessCARD Command®

Questions?Ask a Citizen.

Everyday Points® Business Mastercard®

Get rewarded for the daily purchases you make with your business credit card. You'll earn 25,000 Bonus Points when you spend $5,000 in the first 90 days from account opening as well as 2 points for every $1 spent. Use points for travel, cash back, and gift cards to your favorite restaurants and retailers starting at 5,000 points.1

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0% introductory rate on all purchases for 12 months

APR:

Beginning the first day of the 13th billing cycle, APRs are 11.99%, 16.99%, 19.99%, or 21.99%. This APR will depend on your creditworthiness and will vary with the market based on the Prime Rate.**

No annual fee

Review Terms & Conditions >

Business Platinum Mastercard®

Get the business credit card that understands your business priorities. The Business Platinum Mastercard® provides lower rates than our Everyday Points® Business Mastercard® for businesses that may need to carry a balance. From its elite security and purchase protection to its international scope (you can make purchases anywhere in the world that Mastercard is accepted), this card is an asset to any business owner.

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0% introductory APR on all business purchases for 12 months

APR:

Beginning the first day of the 13th billing cycle, APRs are 8.99%, 14.99%, 17.99%, or 19.99%. This APR will depend on your creditworthiness and will vary with the market based on the Prime Rate.**

No annual fee

Important information about rates and fees

Review Terms & Conditions >

Everyday Points® Business Mastercard®

Business Platinum Mastercard®

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A business credit card that rewards you for your everyday purchases.

A business credit card that provides lower rates rather than reward points.

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Rewards Points can be redeemed for hundreds of products and services on our Everyday Points website, including:
  • Cash Back
  • Travel rewards
  • Gift cards
  • Merchandise
Receive discounts of up to 10% at participating merchants plus 4% at over 10,000 participating restaurants with the Mastercard Easy Savings® program.
Receive discounts of up to 10% at participating merchants plus 4% at over 10,000 participating restaurants with the Mastercard Easy Savings® program.
Additional benefits
  • 24/7 online account management with accessCARD Command®
  • Worldwide purchasing power and the highest level of security with Chip and PIN technology
  • MasterRental Insurance
  • Purchase Assurance and Extended Warranty
  • MasterAssist
  • VAT Reclaim Service
  • Identity Theft Resolution
  • No charge for additional cards
  • Travel Insurance
  • Travel accident and baggage delay insurance
  • The Business Assistance Concierge Service

See our Guide to Benefits for more details.

  • 24/7 online account management with accessCARD Command®
  • Worldwide purchasing power and the highest level of security with Chip and PIN technology
  • MasterRental Insurance
  • Purchase Assurance and Extended Warranty
  • MasterAssist
  • VAT Reclaim Service
  • Identity Theft Resolution
  • No charge for additional cards
  • Travel Insurance
  • Travel accident and baggage delay insurance
  • The Business Assistance Concierge Service

See our Guide to Benefits for more details.

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