Citizens Private Wealth

A trusted fiduciary providing insight, strategy, and services you need for the road ahead

Sailing on a catamaran

Built on a legacy of strength

As of March 31, 2025, Federal Reserve ranking according to consolidated assets.

1828

Founded

$29B*

in AUM

$220B

in assets

$178B

in deposits

Solutions

Experience the advantages of Private Wealth Management**

Your wealth team takes an integrated, holistic approach to helping you grow, protect, administer, and transfer your wealth—so you can build a lasting legacy.

Financial Planning

Create a comprehensive financial plan for everything from multi-year cash flow and asset ownership to retirement planning.

Financial Planning Services

Corporate Trustee and Fiduciary Services

Implement a plan that embraces your values with help from independent experts and a full range of sophisticated solutions.

Trustee and Fiduciary Services

Insurance and Asset Protection

Protect your legacy with the right life insurance, business risk management, and wealth preservation strategies.

Insurance and Asset Protection Services

Tax Planning

Reduce your taxable investment income and maximize your tax-deferred savings.

Investment Management

Strengthen portfolios with global asset allocation, cost-effective investments, and performance reporting and monitoring.

Investment Management Services

Estate and Trust Planning**

Protect assets with multi-generational transfer strategies, philanthropy advisement, and family governance solutions.

Estate and Trust Planning Services

Delaware Trust

Securely pass along your unique legacy, with tax advantages, optimized privacy and flexible administration.

Delaware Trust Services
Lynch Inserra Kaufman Wealth Partners Team

Citizens Private WealthTM welcomes Lynch Inserra Kaufman Wealth Partners, based in Woodcliff Lake, NJ

Lynch Inserra Kaufman Wealth Partners is the central point of contact responsible for coordinating and integrating a suite of services to help grow, protect, administer and transfer your and your family’s wealth.

Services

Realize the advantages of integrated banking

Tailored banking solutions and advice coupled with extraordinary service from your dedicated relationship management team.

Banking for Your Business

Your dedicated relationship management team will help you create a road map with the tailored advice and solutions your unique business needs.

Experience Business Banking Solutions

Personal Banking

Receive holistic guidance and premium services that provide you with a seamless banking experience.

Experience Personal Banking Solutions

Insights

Help you plan for today and tomorrow

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2025 Outlook | Opportunities amidst a changing landscape

Read our report to see how you can prepare for the new year.

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Quarterly Investment Report

Our quarterly summary of developments in the global economy.

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Wealth transfer planning: Strategies for a seamless transition

Private Wealth transfer planning can help reduce estate taxes and create a more seamless transition for your loved ones. These steps can help you prepare.

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Wealth management and taxes: Planning for financial prosperity

Private Wealth management tax planning is a valuable investment for high-net-worth individuals.

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AI trends in financial management

Discover insights from a Citizens survey on how mid-market and private equity companies are using AI for financial operations.

© Citizens Financial Group, Inc. All rights reserved. Citizens is a brand name of Citizens Bank, N.A. Member FDIC

Banking products are offered through Citizens Bank, N.A. (“CBNA”). For deposit products, Member FDIC.

Clarfeld Financial Advisors, LLC Form ADV Disclosure Brochure

Form CRS Clarfeld

Fiduciary Acknowledgment Clarfeld


Citizens Trust Company of Delaware (“CTCD”) and Citizens Bank, N.A. (“Citizens”) are affiliates of CFG. Citizens Wealth Management (in certain instances DBA Citizens Private Wealth) is a division of Citizens. Certain trust, fiduciary and administrative services may be provided though agreement with affiliate companies. Banking products are offered by Citizens. Investment advisory services may also be offered by Clarfeld Financial Advisors, LLC (“CFA”), an SEC registered investment adviser, or by unaffiliated members of FINRA and SIPC providing brokerage and custody services to CFA clients (see Form ADV for details). Insurance products may also be offered by Estate Preservation Services, LLC (“EPS”) or an unaffiliated party. CSI, CFA and EPS are affiliates of Citizens and CTCD.

* AUM as of March 31, 2025. AUM reflects the market value of all investments under wealth management of our two affiliated registered investment advisors.

** Citizens Wealth Management (in certain instances DBA Citizens Private Wealth) is a division of Citizens Bank, N.A. (“Citizens”). Securities, insurance, brokerage services, and investment advisory services offered by Citizens Securities, Inc. (“CSI”), a registered broker-dealer and SEC registered investment adviser - Member FINRA/SIPC. Investment advisory services may also be offered by Clarfeld Financial Advisors, LLC (“CFA”), an SEC registered investment adviser, or by unaffiliated members of FINRA and SIPC providing brokerage and custody services to CFA clients (see Form ADV for details). Insurance products may also be offered by Estate Preservation Services, LLC (“EPS”) or an unaffiliated party. CSI, CFA and EPS are affiliates of Citizens. Banking products and trust services offered by Citizens.

SECURITIES, INVESTMENTS AND INSURANCE PRODUCTS ARE SUBJECT TO RISK, INCLUDING PRINCIPAL AMOUNT INVESTED, AND ARE:
· NOT FDIC INSURED · NOT BANK GUARANTEED · NOT A DEPOSIT · NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY · MAY LOSE VALUE