Business Overdraft

We’ve got your business covered with overdraft plans.

Don’t let accidental overdrafts and resulting overdraft fees affect your ability to do business. Our Overdraft Plans keep your transactions moving in the event of an accidental overdraft, transferring available funds automatically to your business account and preventing overdraft fees. Explore your options to make an informed choice about how your business accounts will work in an overdraft situation.

Business Overdraft Pass®

Small overdrafts get a pass. No Overdraft Fee will be charged on any overdraft item of $5 or less or when your account is overdrawn and the total overdrawn amount at the end of the same business day is $5 or less. Business Advisor Checking has coverage of $10 or less. No need to enroll.

Overdraft Line of Credit

This overdraft solution links your business checking account to your business credit line. Funds up to $10,000 are automatically transferred from your Overdraft Line of Credit to cover your ATM withdrawals, debit card purchases, checks, and online bill payments when you don't have the necessary available balance in your checking.

Savings Overdraft Transfer

With Savings Overdraft Transfer, your business checking account is linked to your business savings account. Funds are automatically transferred at no cost from your savings account to your checking account to cover ATM withdrawals, debit card purchases, checks, and online bill payments when you don’t have the necessary available balance in your checking account. There is no fee for the Savings Overdraft Transfers.

With good business overdraft services and helpful solutions from Citizens Bank, you’ll have all the resources you need to keep your business finances on track.

Want to learn more about how best to manage your business checking account’s available balance and explore the business overdraft plan available to you?