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Business Overdraft

Don’t let overdrafts set your business back.

Questions?Ask a Citizen.

We’ve got your business covered with overdraft plans.

Don’t let accidental overdrafts and resulting overdraft fees affect your ability to do business. Our Overdraft Plans keep your transactions moving in the event of an accidental overdraft, transferring available funds automatically to your business account and preventing overdraft fees. Explore your options to make an informed choice about how your business accounts will work in an overdraft situation.

Overdraft Line of Credit

This overdraft solution links your business checking account to your business credit line. Funds up to $10,000 are automatically transferred from your Overdraft Line of Credit to cover your ATM withdrawals, debit card purchases, checks, and online bill payments when you don’t have the necessary available balance in your checking.

 Borrowing Limits
  
Up to $10,000

  Payment Options    Pay the greater of the two amounts:
  • 2% of the current balance
  • $20
  Costs*
  • $30 annual fee
  • $12 transfer fee per day for each day a transfer(s) occurs
  • Interest on outstanding balances

 

Savings Overdraft Transfer

With Savings Overdraft Transfer, your business checking account is linked to your business savings account. Funds are automatically transferred from your savings account to your checking account to cover ATM withdrawals, debit card purchases, checks, and online bill payments when you don’t have the necessary available balance in your checking account.

  Costs**  
  
$12 transfer fee per day for each day a transfer(s) occurs.
 

With good business overdraft services and helpful solutions from Citizens Bank, you’ll have all the resources you need to keep your business finances on track.

Want to learn more about how best to manage your business checking account’s available balance and explore the business overdraft plan available to you? Ask a Citizen.

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