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Home Equity Line of Credit (HELOC)

Make your home work for you.

From home renovations and unexpected expenses to consolidating debt or paying for college, your home's equity can work harder for you.

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Home Equity Line of Credit (HELOC)

New home equity line of credit customers can take an additional 0.25% off their rate now through October 31, 2017.* Use a HELOC to help pay for home improvements, education costs, or other major expenses. You can also use a HELOC to consolidate debt.

Adjustable Rate HELOC
Eligible applicants may qualify for our best home equity rates and terms at the loan amounts listed below.

LIMITED-TIME OFFER

New HELOC customers can take an additional 0.25% off their rate*

Line Amount APR†† Prime Related Rate
$17,500-$49,999 View Rates >  View Rates >
$50,000-$99,999 View Rates >  View Rates >
$100,000-$199,999 View Rates >  View Rates >
$200,000+ View Rates >  View Rates >

††Rates listed above include the 0.25% discount for automatic payments from a Citizens checking account but do not include the 0.25% Fall Rate Reduction for new HELOC customers. Rates are effective as of #Json=Label_Lookup|Brand=citizensbank|TargetElementType=span|TargetElementId=|Key=currentDate# and are subject to change at any time. For important additional information including how to obtain these rates, see full disclosures below.

Home Equity Line of Credit Features and Benefits

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