Personal Banking

Tailored and holistic guidance

Child swinging personal banking

Solutions

Expect extraordinary service

Personal banking has never been this rewarding and convenient.

Deposit Accounts

Checking and savings accounts that feature competitive yields, secure online and mobile access1, and no ATM fees2.

Customized Lending Solutions

Fund your aspirations with simplified financing, including personal and home loans, lines of credit, construction lending, and specialty loans.

Construction Lending

Private Wealth Management3

As a strategic partner, the Private Wealth team guides clients through the complex universe of financial planning, investment management, and risk mitigation.

Private Wealth

Services

Realize the advantages of integrated banking

Your relationship management team delivers complete coordination across every aspect of your financial life — simplifying decisions and positioning you for long-term success.

Wealth Management3

Your dedicated team of private wealth experts guide you through the complex universe of financial planning, investment management, and risk mitigation.

Explore Wealth Management

Banking for Your Business

Your relationship management team will help you create a road map with the tailored advice and solutions for your unique business needs.

Explore Business Banking Solutions

Built for fiscal strength and stability

Citizens has a trusted reputation in the industry and is now the 17th largest bank in the US.4

Insights

Ideas and intelligence from our Private Bank and Private Wealth® experts

2026 Mid-Year Investment Outlook

Why you should plan for the estate tax exemption now

Don't wait until it's too late. Learn why implementing your estate planning strategies before next year could be effective in reducing your taxable estate.

Succession planning for you and your business

Succession planning protects your wealth, family and legacy by establishing what happens when you're no longer at the helm of your business.

How you can maximize tax efficiencies

See how effective structuring and investment interest expenses could lead to tax savings.

Wealth transfer planning: Strategies for a seamless transition

Private Wealth transfer planning can help reduce estate taxes and create a more seamless transition for your loved ones. These steps can help you prepare.