Personal Banking

Tailored and holistic guidance

Child swinging personal banking

Solutions

Expect extraordinary service

Personal banking has never been this rewarding and convenient

Deposit Accounts

Checking and savings accounts that feature competitive yields, secure online and mobile access, and no ATM fees.

Customized Lending Solutions

Fund your aspirations with simplified financing, including personal and home loans, lines of credit, construction lending, and specialty loans.

Private Wealth Management1

As a strategic partner, the Private Bank team guides clients through the complex universe of financial planning, investment management, and risk mitigation.

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Services

Realize the advantages of integrated banking

Tailored banking solutions and advice coupled with extraordinary service from your dedicated relationship management team.

Wealth Management1

Your dedicated team of private wealth experts guide you through the complex universe of financial planning, investment management, and risk mitigation.

Explore Wealth Management

Banking for Your Business

Your relationship management team will help you create a road map with the tailored advice and solutions for your unique business needs.

Explore Business Banking Solutions

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Built for fiscal strength and stability

A strong balance sheet and diversified assets provide a healthy foundation for customer success. Learn why you can count on Citizens to support your evolving needs for the long term.

Insights

Ideas and intelligence from Private Bank experts

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2025 Outlook | Opportunities amidst a changing landscape

Read our report to see how you can prepare for the new year.

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Why you should plan for the estate tax exemption now

Don't wait until it's too late. Learn why implementing your estate planning strategies before 2026 could be effective in reducing your taxable estate.

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AI trends in financial management

Discover insights from a Citizens survey on how mid-market and private equity companies are using AI for financial operations.

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How you can maximize tax efficiencies

See how effective structuring and investment interest expenses could lead to tax savings.

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Wealth transfer planning: Strategies for a seamless transition

Private Wealth transfer planning can help reduce estate taxes and create a more seamless transition for your loved ones. These steps can help you prepare.