Scholarships are a form of gift aid that typically does not need to be repaid. Scholarships can be awarded through the federal government, private organizations, or through your college. You can earn scholarships based on financial need and/or on merit. Each scholarship has its own rules and awarding criteria, so read before you apply.

Most scholarship awards are meant to be used towards education-related expenses, so funds generally go towards your tuition, room and board, meal plans, and books.

If you receive a scholarship, always check the terms to see how the money can be used. Misuse may require repayment.

Learn more about how scholarships work.

The easiest way to find scholarships is through free online search databases like College Raptor’s scholarship search tool.

You can also find scholarships through your guidance counselor or high school academic advisor.

Additionally, many scholarships are offered by colleges and universities. By submitting your college application and by filling out the FAFSA or CSS Profile, the colleges you apply to will automatically give out need-based awards if you qualify.

What types of scholarships are available?

There are thousands of scholarships available worth billions of dollars. They generally fall under the categories of “need-based” and “merit-based” and can be funded by the government, colleges (“institutional aid”), and private organizations. Under these categories, you’ll find scholarships for:

• Academics: Based on GPA, test scores, and other achievements. Examples include the National Merit Scholarship.
• Athletics: For student-athletes, often full-ride or partial for four years. Requires maintaining a GPA.
• Community Service: Awards for positive community impact.
• Employer: Offered by employers to employees or dependents.
• Ethnic Minorities: Promote diversity; offered to minority students.
• First Generation: For the first family member to attend college.
• Military: For active-duty, veterans, or dependents.
• Student Identity-Based: For racial/ethnic minorities, LGBTQ+, women in STEM, individuals with disabilities.
• Major-Based: For students sure of their major. Offered by universities and private organizations.
• Hobby, Interest & Extracurricular: Awards for achievements in hobbies or interests outside academics—like scholarships for dog lovers, gaming scholarships, and other unique scholarships.

Chances are, there’s a scholarship out there with your name on it. Start finding scholarships you are eligible for with one easy search.

Unless you apply through your college, you'll need to submit separate applications for each scholarship. Review each award's description, requirements, and deadline. Here’s the general process:

1. Fill out your FAFSA application. Even though you can earn some scholarships without completing the FAFSA, many scholarships do require it.
2. Check eligibility. See who can apply and verify you meet all eligibility criteria.
3. Track deadlines. List application due dates so you don't miss submission deadlines.
4. Apply. Depending on the award, it may be as easy as completing a form with basic information. Other scholarships might require your Student Aid Index (SAI), an essay, transcripts, letters of recommendation, resume, or something else.
5. Submit your application. After you’ve verified your information is complete and accurate, follow instructions for submitting the application.

How are scholarship winners selected?

Scholarship selection varies by organization and award but typically involves a committee that screens applications for eligibility, then evaluates candidates based on set criteria. Those who meet or exceed the scholarship's goals are chosen, and selected winners are notified. If a winner declines or becomes ineligible, the next suitable applicant may be awarded. Specific selection methods and criteria are usually outlined in the scholarship description or available upon request.

Scholarship Application Tips

To increase your chances of winning, follow these tips:

1. Complete the FAFSA (you should do this whether the scholarship requires it or not).
2. Track deadlines.
3. Start your search early.
4. Apply to small and large scholarships. Smaller awards tend to have less competition.
5. Ensure you meet eligibility criteria before you apply.

Some scholarships are for a set number of semesters or years, others are one-time awards, and some are renewable. Make sure to keep track of the awards you’ve won so you know which category yours falls under and can renew them if applicable.

To maintain or renew scholarships that have ongoing or fixed-term requirements, you'll need to:

• Take enough credits. Full-time status usually means 12–15 credits a semester. Some scholarships may only require 6.
• Spend funds as directed. Use money only for allowed expenses.
• Maintain the required GPA. Meet any minimum GPA specified to renew your award.
• Fulfill additional terms. Complete obligations like event attendance or mentoring to avoid losing funding.

Need additional funds? Search for scholarships that you may be eligible for.

Applying for scholarships could make paying for college much more affordable. Here are some tips to help you maximize your scholarship awards:

• How to Use Scholarship Money in College
• “Why Do You Deserve This Scholarship?” Tips and Samples
• How To Write a Financial Aid Appeal Letter
• How to Optimize Your Scholarship Search