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Scholarships
College is expensive. Scholarships can help make it more affordable. Citizens and College Raptor, Citizens’ college planning platform, have a great scholarship search tool and two easy-to-apply-for scholarship opportunities to help.
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Connect with a Student Loan and Checking Advisor by clicking the chat icon at the bottom of the page, calling 866-999-0077, or visiting a local branch.
Contact Center Hours: 8:00AM-9:00PM ET Monday-Friday
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† For additional information, please click the † symbols throughout this page to view our Checking and Deposits disclosures.
^ For additional information, please click the ^ symbols throughout this page to view our student lending disclosures.
‡ For U.S. citizens, permanent residents, or eligible non-citizens with a creditworthy U.S. citizen or permanent resident co-signer, Citizens provides student lending services in the following United States and U.S. Territories: AL, AK, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY, AS, GU, MP, PR, VI
* Citizens Scholarship: No purchase necessary. Void where prohibited. The Citizens Scholarship Sweepstakes is open to legal residents of the 50 United States, D.C., and U.S. Territories, who are 18 years of age or older, are students, or prospective students, or parents or legal guardians of students intending to enroll or enrolled at least half-time in an accredited undergraduate/graduate post-secondary institution. To be eligible for a chance to win the Citizens Building the Workforce of the Future Scholarship entrants must be from an underrepresented or a low-income community as described in the Official Rules. Sweepstakes begins at 12:00 AM ET on 4/1/25 and ends at 5:00 PM ET on 3/31/26. Sponsored by Citizens. See Official Rules for details.
** No purchase necessary. Void where prohibited. The $2,500 College Raptor Scholarship Contest is open to legal residents of the 50 United States, D.C., and U.S. Territories, who are 16 years of age or older, and are students or prospective students who are enrolled or intending to enroll in an accredited undergraduate/graduate post-secondary institution no later than Fall 2027. The Contest begins at 12:00 AM ET on 10/1/25 and ends at 11:59 PM ET on 12/31/25. See https://www.collegeraptor.com/page/2500scholarship-terms-conditions/ for details.
1 Apple App Store rating as of 3/04/2025 and subject to change before or after account opening. Ratings are out of 5 star total rating scale. Ratings are for informational purpose only. Apple App Store rating is for Citizens Bank Mobile Banking.
2 Google Play Store rating as of 3/04/2025 and subject to change before or after account opening. Ratings are out of 5 star total rating scale. Ratings are for informational purpose only. Google App Store rating is for Citizens Bank Mobile Banking.
3 Citizens reports information about your Account to credit bureaus. Payments made by your billing statement due date can help build or establish your credit. Negative credit information, including late payments, missed payments, or other defaults on your Account may be reflected in your credit report and may adversely impact your ability to build credit. Subject to individual credit approval.
4 Important information about rates and fees
5 Certain terms, conditions and exclusions apply. Cardholders need to register for this service. This service is provided by Iris® Powered by Generali. Please see your guide to benefits for details, call 800-MASTERCARD or visit mastercardus.idprotectiononline.com/general/legal/terms-of-service
6 For more information visit citizensbank.com/account-safeguards/unauthorized-transaction-policy.aspx
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
Credit cards are issued by Citizens Bank, N.A. pursuant to license by Mastercard International Incorporated.
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Android and Google Play are trademarks of Google Inc.
College Raptor, Inc. is a wholly owned subsidiary of Citizens Bank, N.A. (Citizens)
^^ Citizens Securities Inc. does not provide legal or tax advice. You should do your own research and/or contact your own independent legal or tax advisor for assistance with questions you may have regarding the tax or legal implications of your investments.
Banking products are offered through Citizens Bank, N.A. ("CBNA"). For deposit products, Member FDIC.
All investing involves risk, including the risk of loss of principal. Investment risk exists with equity, fixed income, and other marketable securities. There is no assurance that any investment will meet its performance objectives or that losses will be avoided.
Citizens Wealth Management (in certain instances DBA Citizens Private Wealth) is a division of Citizens Bank, N.A. (“Citizens”). Securities, insurance, brokerage services, and investment advisory services offered by Citizens Securities, Inc. (“CSI”), a registered broker-dealer and SEC registered investment adviser - Member FINRA / SIPC. Investment advisory services may also be offered by Clarfeld Financial Advisors, LLC (“CFA”), an SEC registered investment adviser, or by unaffiliated members of FINRA and SIPC providing brokerage and custody services to CFA clients (see Form ADV for details). Insurance products may also be offered by Estate Preservation Services, LLC (“EPS”) or an unaffiliated party. CSI, CFA and EPS are affiliates of Citizens. Banking products and trust services offered by Citizens.
SECURITIES, INVESTMENTS AND INSURANCE PRODUCTS ARE SUBJECT TO RISK, INCLUDING PRINCIPAL AMOUNT INVESTED, AND ARE:
· NOT FDIC INSURED · NOT BANK GUARANTEED · NOT A DEPOSIT · NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY · MAY LOSE VALUE