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Business Savings, Money Markets and CDs

Make the most of your excess cash flow.

Strategic saving is essential to the success and growth of any business. Citizens Bank is here to help you choose from business savings accounts, money markets, and CDs to best suit your short- and long-term goals. Explore the benefits and competitive rates of our many business savings solutions and put your excess cash flow to work.

Questions?Ask a Citizen.

Business Savings

Business Money Markets

Business CDs

Business Savings

The right business savings account keeps your funds secure and easily accessible.

EXPLORE SAVINGS ACCOUNTS

Business Money Markets

Money market accounts provide another great option for businesses looking to keep their funds liquid by providing check access and higher interest rates.

COMPARE MONEY MARKETS

Business CDs

If you have funds you don't need immediate access to, our CDs offer fixed interest rates to help you maximize your earnings.

WHICH CD SUITS YOUR GOALS?

Find your best business savings solution.

What type of savings vehicle is right for you? The information below can help provide guidance.

What are your goals?

Whatever phase your business is in, your savings strategy should accommodate your evolving goals. From simple, secure savings accounts to goal-based money market accounts and fixed-interest CDs, our wide range of business savings options is designed to answer diverse long- and short-term objectives.

How much can you set aside?

Our business savings, money markets, and CD accounts are designed with the scope of your goals in mind, so when choosing one, you should estimate the scope of your expenses and how much income you can set aside to grow your balance. If you need access to available funds or can’t predict what the short-term demands on your balance will be, business savings and money market accounts offer flexible security and variable interest rates. If you have excess cash flow you can afford not to use for 3 to 18 months, a fixed-rate CD offers safe, guaranteed returns on deposits as low as $1,000.

How much access do you need?

Some businesses have modest working capital needs, while others need to put most of their funds back into the business. How often you need to access your funds is a factor to consider when choosing a savings account. Performance Money Market and Business Money Markets offer easy access, but require higher minimum balances than Business Savings.

What can you expect?

All of our business savings accounts are FDIC-insured and offer 24/7 Online Banking, Mobile Banking1, and banking by phone, plus access to over 1,100 branches, including supermarket branches with select locations open seven days a week. Compare business savings accounts to find the solution that suits your goals, schedule, and scope of business.

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