Make the most of your excess cash flow.
The right business savings account keeps your funds secure and easily accessible.
Money market accounts provide another great option for businesses looking to keep their funds liquid by providing check access and higher interest rates.
If you have funds you don't need immediate access to, our CDs offer fixed interest rates to help you maximize your earnings.

Use our questionnaire to discover the solutions to fit your business needs.
Whatever phase your business is in, your savings strategy should accommodate your evolving goals. From simple, secure savings accounts to goal-based money market accounts and fixed-interest CDs, our wide range of business savings options is designed to answer diverse long- and short-term objectives.
Our business savings, money markets, and CD accounts are designed with the scope of your goals in mind, so when choosing one, you should estimate the scope of your expenses and how much income you can set aside to grow your balance. If you need access to available funds or can't predict what the short-term demands on your balance will be, business savings and money market accounts offer flexible security and variable interest rates. If you have excess cash flow you can afford not to use for 3 to 18 months, a fixed-rate CD offers safe, guaranteed returns on deposits as low as $1,000.
Some businesses have modest working capital needs, while others need to put most of their funds back into the business. How often you need to access your funds is a factor to consider when choosing a savings account. Business Money Markets offer easy access, but require higher minimum balances than Business Savings.
All of our business savings accounts are FDIC-insured1 and offer 24/7 Online Banking, Mobile Banking2, and banking by phone, plus access to over 1,100 branches, including supermarket branches with select locations open seven days a week. Compare business savings accounts to find the solution that suits your goals, schedule, and scope of business.
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Please note: Citizens Business Banking Products and Services are offered in the following states: Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, Virginia and Washington, D.C.
© Citizens Financial Group, Inc. All rights reserved. Citizens Bank, N.A. Member FDIC
Citizens offers business savings accounts in the following states: CT, DE, FL, MD, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, or DC.
All accounts and services are subject to individual approval.
1 FDIC insurance up to the maximum allowed by law.
2 Wireless carrier, text and/or data charges may apply.