A newer version of your browser is available. Older versions may limit your ability to access some of this site's functionality. Citizens Bank recommends upgrading your browser.

Learn More

Download the newest version of Microsoft Internet Explorer

Business Certificates of Deposit (CDs)

Fixed-rate returns give you growth you can rely on.

Have a future goal, such as relocating your office or upgrading equipment? A CD can be a great way to help you save for those goals.

Compare business CD rates and terms below.

Questions?Ask a Citizen.

Business CDs 3-9 months

Business CDs 3-9 months

If you have excess cash you don't need to access for three months or more, you can earn safe, guaranteed returns when you open a business CD. Our business CDs have no monthly maintenance fee and and earn a fixed interest rate on your money. And with a shorter term, you get consistent returns without setting aside your funds for too long. $1,000* minimum balance to open.

View and download detailed account documents here:
View Guides

Business CDs 3-month term 6-month term9-month term
Interest rate View Rates > View Rates > View Rates >

Business CDs 12–18 months

Business CDs 12–18 months

If you have excess cash you don't need to access for three months or more, you can earn safe, guaranteed returns when you open a business CD. Our business CDs have no monthly maintenance fee and and earn a fixed interest rate on your money. And with a shorter term, you get consistent returns without setting aside your funds for too long. $1,000* minimum balance to open.

View and download detailed account documents here:
View Guides

Business CDs 12-month term 15-month term18-month term
Interest rate View Rates > View Rates > View Rates >

Get Started
Call a Small Business Specialist:

1-800-4BUSINESS

Apply in person: Find a Branch

Business CD Features and Benefits

Like our business CDs? You might also be interested in

Business Money Market

Get a better small business money market account.

Learn More

Act now

Minimum deposit to open

Any Amount

Monthly maintenance fee

$9.99

Waived with $2,500 minimum daily balance

Act now

#Json=Label_Lookup|Brand=citizensbank|ApplyToParentElement=|TargetElementType=|TargetElementId=|Key=Personalize your experience.#

May We Suggest

#Json=Label_Lookup|Brand=citizensbank|TargetElementType=span|TargetElementId=|Key=MAYWESUGGEST_TEXT#