Business Money Market Accounts

Use your excess cash to grow your business savings.

Our business money market account is a great way to help your business save, whether you're building your balance toward a planned purchase or creating a buffer for unexpected expenses.

Open An Account

Business Money Market

Whether you need to save for a planned purchase or build a buffer for unexpected expenses, this basic business money market account makes your money work harder for you.

Minimum balance to open:

Any amount

Monthly maintenance fee:

$9.99

Waived with a $2,500 minimum daily balance.

Business Money Market Frequently Asked Questions

You may open a Citizens Business Money Market account with any amount. Take advantage of all the seamless tools and benefits to help maintain your financial goals and balances.

Citizens offers a couple of ways for you to begin the process of applying for a business banking account. Complete an online request  and a banker will contact you or you can visit any Citizens branch.

Citizens is dedicated to helping you find the right accounts for your business needs.

  • Online: Utilize our Checking and Savings comparison pages. This can help you identify which accounts are best suited to your needs and goals.
  • By Phone: Speak to a Business Banking Specialist – Monday through Friday, 7:00 a.m. to 7:00 p.m. ET and Saturdays, 9:00 a.m. to 5:00 p.m. EST. Call 1-888-678-7100.
  • At the Branch: Speak to a dedicated Business Banking Specialist who can answer your questions and review your needs. Find a branch near you.
  • At Your Business: Set up an appointment to have a Business Banking Specialist come to your business and review the best products for your needs. Call 1-888-678-7100.

Citizens has taken a number of steps to ensure the safety of your funds online. To learn more about how we secure your money and protect your privacy, look at our Safety and Security Measures page.

Online: Fill out our short online form and a Citizens Business Banking Specialist will contact you.

By phone: Speak to a Business Banking Specialist Monday through Friday, 7:00 a.m. to 7:00 p.m. ET and Saturdays, 9:00 a.m. to 5:00 p.m. ET. Call 1-888-678-7100.

At the branch: Speak to a dedicated Business Banking Specialist who can answer your questions and review your business needs. Find a branch near you.

At your business: Set up an appointment to have a Business Banking Specialist come to your business and review the best products for your needs. Call 1-888-678-7100.

Depending on the type of your business, you may need different materials to open your account. Visit our opening a business account checklist to get started.

© Citizens Financial Group, Inc. All rights reserved. Citizens Bank, N.A. Member FDIC

Citizens offers business money market accounts in the following states: CT, DE, FL, MD, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, or DC.

These accounts have a variable rate APY. The variable APY is subject to increase or decrease daily after account opening without notice. Rates are not tied to an index and are subject to change at the bank's discretion.

Fixed rate Certificates of Deposit are also available for customers who prefer the predictability of a fixed rate of return.

Other Fees may apply. Fees may reduce earnings.