Build your credit foundation† with no annual fee.*
Establish your credit history by making on-time payments.

Make payments, set up account alerts, and much more.
Tap & Go™ with Contactless payments for fast, easy and secure checkout wherever you see the Contactless pay symbol.
Including Apple Pay®, Samsung Pay™, and Google Pay™ to pay in store, online, and in app.†
Peace of mind with Mastercard Zero Liability Protection1 and Mastercard ID Theft Protection™†
Acceptance at more than 36 million Mastercard locations worldwide.
Each card features a distinctive notch design that makes it easier to find when you need it.


New to credit? Learn how credit works and how to build it wisely, from using your first credit card to managing payments and protecting your score.
© Citizens Financial Group, Inc. All rights reserved. Citizens Bank, N.A. Member FDIC
† For additional information, please click the † symbols throughout this page to view our credit card disclosures.
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1 For more information visit https://www.citizensbank.com/account-safeguards/unauthorized-transaction-policy.aspx.
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.
Samsung and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd.
Google Pay is a trademark of Google LLC. Google Pay works on Android devices running Android Lollipop 5.0 or above.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.
Credit cards are issued by Citizens Bank, N.A. pursuant to license by Mastercard International Incorporated.