Citizens Amp® Mastercard®

Build your credit foundation with no annual fee.*

Establish your credit history by making on-time payments.

Citizens Amp Mastercard benefits

No annual fee*

Get started with building your credit.

Everyday savings

Account and purchase protection

Instacart: Get three months of free deliveries with Instacart+ and $10 off your second order each month, and avoid the grocery store checkout lines.

Mastercard Transit Benefit: Save when you tap and go with your Amp card and receive a $2.50 statement credit when you spend $10 or more each month at participating transit locations.

Mastercard ID Theft Protection™: Safeguard your identity with 24/7 fraud detection, receive alert notifications for suspicious activity and access to a resolution specialist to resolve ID theft issues.

Mastercard Zero Liability Protection: Gain peace of mind to guard against fraudulent purchases in-store, on the phone, online, on our app, and at ATMs.1

Healthlock™: Enjoy a complimentary membership for HealthLock for Mastercard® Medical Claim Monitor and a free 90-day upgrade to all HealthLock services.

Upgrade: Build healthy credit habits like making on-time payments and earn access to more benefits with one of our other credit cards (Spring, Summit or Summit Reserve).

Conveniences you'll enjoy in-store, online and in-app

24/7 online account management

Make payments, set up account alerts, and much more.

Contactless payments

Tap & Go™ with Contactless payments for fast, easy and secure checkout wherever you see the Contactless pay symbol.

Digital wallets

Including Apple Pay®, Samsung Pay™, and Google Pay™ to pay in store, online, and in app.

Account and purchase protection

Peace of mind with Mastercard Zero Liability Protection1 and Mastercard ID Theft Protection™

36 million Mastercard locations

Acceptance at more than 36 million Mastercard locations worldwide.

Distinctive notch design

Each card features a distinctive notch design that makes it easier to find when you need it.

Explore all card offers with no impact to your credit score.

Start building credit with confidence

New to credit? Learn how credit works and how to build it wisely, from using your first credit card to managing payments and protecting your score.

Start building credit with confidence

© Citizens Financial Group, Inc. All rights reserved. Citizens Bank, N.A. Member FDIC

For additional information, please click the symbols throughout this page to view our credit card disclosures.

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1 For more information visit https://www.citizensbank.com/account-safeguards/unauthorized-transaction-policy.aspx.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

Samsung and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd.

Google Pay is a trademark of Google LLC. Google Pay works on Android devices running Android Lollipop 5.0 or above.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.

Credit cards are issued by Citizens Bank, N.A. pursuant to license by Mastercard International Incorporated.