Services
A consultative approach to solving complex problems
Your wealth team works closely with you to create a smart, comprehensive plan for the future. So you can help ensure that you and your family are secure and prepared for the road ahead.
Life Insurance
Tailor a solution that accommodates your true economic value, protects or replaces your income, and keeps your family covered.
Disability Insurance
Prepare a strong financial plan that shapes and preserves your financial stability.
Long-Term Care
Safeguard your wealth beyond the limits of Medicare and other medical coverage plans.
Key Person Insurance
Cover financial losses in the event of a loss of a key person such as a business owner, partner or majority stakeholder.
Business Overhead Protection
Get reimbursed for overhead expenses in the event an owner becomes disabled.
Buy/Sell Funding
Enable the smooth transfer of ownership in the event of an owner’s untimely death, disability or retirement.
Built for fiscal strength and stability
A strong balance sheet and diversified assets provide a healthy foundation for customer success. Learn why you can count on Citizens to support your evolving needs for the long term.
Service that goes beyond and above
Backed by a full suite of world-class solutions, your dedicated relationship management team will address every aspect of your financial needs, taking a holistic approach to ensure you, your family and your business are at the core of every decision.
© Citizens Financial Group, Inc. All rights reserved. Citizens is a brand name of Citizens Bank, N.A. Member FDIC
Banking products are offered through Citizens Bank, N.A. (“CBNA”). For deposit products, Member FDIC.
Please be aware that securities, insurance products, and investment advisory services offered by Citizens Securities, Inc. and Clarfeld Financial Advisors, LLC (both affiliates of Citizens Bank, N.A.) are different from those offered by the bank and are subject to investment risk, including possible loss of principal.
* Citizens Wealth Management (in certain instances DBA Citizens Private Wealth) is a division of Citizens Bank, N.A. (“Citizens”). Securities, insurance, brokerage services, and investment advisory services offered by Citizens Securities, Inc. (“CSI”), a registered broker-dealer and SEC registered investment adviser - Member FINRA/SIPC. Investment advisory services may also be offered by Clarfeld Financial Advisors, LLC (“CFA”), an SEC registered investment adviser, or by unaffiliated members of FINRA and SIPC providing brokerage and custody services to CFA clients (see Form ADV for details). Insurance products may also be offered by Estate Preservation Services, LLC (“EPS”) or an unaffiliated party. CSI, CFA and EPS are affiliates of Citizens. Banking products and trust services offered by Citizens.
SECURITIES, INVESTMENTS AND INSURANCE PRODUCTS ARE SUBJECT TO RISK, INCLUDING PRINCIPAL AMOUNT INVESTED, AND ARE:
· NOT FDIC INSURED · NOT BANK GUARANTEED · NOT A DEPOSIT · NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY · MAY LOSE VALUE