Citizens Savings Tracker®

Open Savings Account

Hey goal setter, you’ve come to the right place.

Whether you’re saving for a down payment, debt payoff, or emergency fund, stay a step ahead on your goals with Citizens Savings Tracker®.† Available exclusively on the Citizens mobile app.†

Smart Save

We'll study your spending and income to find extra money that can be safely transferred from your checking to your savings or money market account.†

Round Ups

We round up debit card purchases and transfer the change to your savings or money market account.†

Pay Yourself 1st

We'll find recurring deposits to your checking account. You set aside part of that deposit to transfer to your savings goals.

Citizens Savings Tracker® on your mobile device

Simple and easy to use

With Citizens Savings Tracker®, you can set and track your goals, enroll in automatic transfers, round up your debit card transactions and more. See how to get started and access all the tools you need to create a personalized savings plan†.

Explore Demo

Citizens Savings Tracker® FAQs

Citizens Savings Tracker is a tool for customers to build savings to reach a personalized goal such as saving for a new house, car, or dream vacation through the mobile app†. The tool provides eligible customers with three options (Smart Save, Round-Ups, Pay Yourself 1st) to automatically save towards their personalized goals by simply doing their everyday banking activities. Or set up automatic transfers, to have recurring transfers to fund your savings goal.

To set up your first goal, all you need to get started is an eligible Citizens Personal Savings account or Money Market account.

To take advantage of Smart Save†, Round Ups†, and Pay Yourself 1st, you will also need an eligible Citizens Personal Checking Account.

Step 1: Open an eligible Citizens Personal Savings or Money Market Account

Step 2: Download the Citizens Mobile Banking App† and register for mobile banking

Step 3: Select the "Financial Wellbeing" section in the app's menu and create a goal!

Each time you log back into the mobile app†, you can check on the progress of your savings goals through the Financial Wellbeing section of the app.

Have more questions? Get more answers in our full FAQs section.

© Citizens Financial Group, Inc. All rights reserved. Citizens Bank, N.A. Member FDIC

† For additional information, please click the † symbols throughout this page to view our deposits disclosures.

Citizens offers personal savings accounts in the following states: CT, DC, DE, FL, MD, MA, MI, NH, NJ, NY, OH, PA, RI, VT or VA.