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Business Borrowing

When you borrow money for your business from Citizens Bank, you work with the #1 SBA lender in New England and the Mid-Atlantic. You’ll save time and money with our streamlined application process and specially-designed business loans. And your credit balances work toward offsetting the maintenance fees for your Business Partners Checking account.

Quick Compare

See a comparison chart of Business Borrowing services

Small Business Mortgage NEW!
If you're looking to expand your business, improve your cash flow, or refinance existing debt, Citizens Bank offers an innovative solution to provide the financing you need - the Citizens Bank Small Business Mortgage.
Line of Credit

Whether you need to buy inventory, finance working capital, or make other purchases for your  business, we can help you meet your needs. Our Line of Credit lets you borrow up to $500,000 and is revolving so you can borrow according to your need. You also get the flexibility of choosing a payment option: interest-only or principal and interest.  Pre-Apply online for a Line of Credit.

Term Loan

Borrow up to $500,000 in one lump sum for larger business purchases. Citizens Bank offers terms up to 84 months with low variable or fixed rate options depending on your business needs.  Pre-Apply online for a Term Loan.

Overdraft Protection
There’s no need to worry about overdrawing your checking account.  With an overdraft line of credit from Citizens, up to $10,000 can be automatically transferred to your eligible Business Partners Checking account to cover overdrafts.
Citizens Bank MasterCard® Business Card
Simplify your business travel and entertaining. Credit lines can be accessed from virtually anywhere your business travels take you -- plus, you can enjoy the convenience of making cash advances at ATMs worldwide.
Small Business Administration (SBA) Credit options are also available.

 

 

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All accounts, loans, and services are subject to individual approval. See a banker for details.