^* Everyday Points® Program
$25 program annual fee applies. In the case where your only enrolled account(s) in the Program is the Credit Card and/or the Business Credit Card, you will not be charged the Annual Program Membership Fee. Terms, conditions, restrictions apply. Please see terms and conditions or speak to a banker for details.

All merchant names, brand names, trademarks, and logos are the property by their respective owners and are used with their permission. Refer to the Rewards Catalog or citizensbank.com/rewards for Terms and Conditions. $25 Rewards Annual Fee waived for Circle Checking accounts. Reward points accumulate for non-PIN purchases.

All accounts, loans, and services are subject to individual approval. See a banker for details.

Securities, Insurance and Investment Advisory Services offered through CCO Investment Services Corp. Member FINRA, SIPC. 53 State St., MBS770, Boston, MA 02109. 1-800-942-8300. CCO Investment Services Corp. is an affiliate of RBS Citizens, N.A. and Citizens Bank of Pennsylvania.

¹This is only a brief description of the coverage available under Policy series C11695DBG. The Policy will contain reductions, limitations, exclusions and termination provisions. For complete details of coverage visit www.mymembersmarketplace.com/tuitioninsuranceprotection. Coverage may not be available in all states. Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, has its principal place of business at 70 Pine Street, New York, New York 10270. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445.

²Coverage is limited to two (2) $2,500 occurrences per year. Occurrence is defined as a covered condition for which the student files a Cancellation or Interruption claim and is paid.

³One year of complimentary Tuition Reimbursement Insurance is paid for by Citizens Bank. Limit of one insurance activation per student customer with a Citizens Bank checking account. Important Notice: Tuition Insurance Protection is administered by Affinion Benefits Group, LLC ("Affinion"). Citizens Bank is not affiliated with Affinion and is not responsible or liable for the products and services offered or provided by Affinion including the Tuition Insurance Protection. By activating the Tuition Insurance Protection, you agree and authorize Affinion and Citizens Bank to provide information to each other concerning this program and your participation in it.