Invest in your future with a Citizens Bank Individual Retirement Account (IRA)
Retirement - the beginning of your second life. More time for yourself, your loved ones, and following your dreams. However you see this time in your life, you'll want it to be financially secure.
IRA's may provide increasingly generous tax advantages for retirement accounts, there's never been a better time than now to invest in your future with a Citizens Bank IRA.We offer several products to help you meet your Retirement goals, including:
How a Citizens Bank IRA helps build your financial future
With an Individual Retirement Account (IRA), your retirement savings grow faster thanks to tax advantages*. There are two types of IRAs, Traditional and Roth. IRA earnings always grow tax-deferred. And, qualified Roth distributions may be tax-free. There are eligibility requirements for contributing to an IRA, but most people with earned income, as well as their spouses, can qualify to contribute.
Bank IRA Choices
- Fixed rate IRA CDs - earning competitive interest rates with terms from 1-120 months that fit your personal financial needs.
- Citizens Bank IRA Savings Plan** - ensure your retirement savings are on track by opening an IRA Savings Plan. This easy plan allows you to make regular IRA contributions in the amount and frequency that fits your budget, so that you can meet your retirement goals.
Citizens Circle Gold Banking® customers may be eligible to earn higher rates.
For more information on a Citizens Bank Individual Retirement Account, see our IRA Brochure.
Consider moving your current retirement savings to Citizens Bank.
You may be able to roll over funds from a qualified employer-sponsored retirement plan, such as a 401(k), or another IRA into a Citizens IRA. You can also transfer an existing IRA or Qualified Plan held at another financial institution to Citizens Bank.
Make Citizens Bank your one-stop source for retirement savings!
For more information, visit a Citizens Bank branch or call 1-800-948-7200.