As companies expand and add new locations and departments, the risk of unauthorized checks and electronic transfers multiplies. The key to stopping fraud in its tracks is to continually review real-time information and implement fraud protection tools in your daily and weekly operations.

Online account protection begins with accessOPTIMA®, our powerful web-based account management application. With accessOPTIMA, you get a comprehensive view of all deposits, checks, ACH and wire activity across all your accounts. You can also download account data that you may upload into your accounting system for reporting and reconciliation purposes; plus upload files from your ERP system for payments such as ACH, wire and checks.

Other account protection solutions available through accessOPTIMA include:

  • Account Reconciliation: Review detailed lists of cleared and pending checks and deposits.
  • Controlled Disbursement: View the total amount of pending check payments each day before they're disbursed.
  • Positive Pay: Authorize or reject suspect checks presented for payment to your account.

Additional services that can protect your accounts include:

  • accessIMAGE®: View images of paid checks, deposit tickets, returned deposit items and control disbursement.
  • ACHieve Access®: View, approve or reject ACH debits before they are paid and posted against your account.
  • Dual Signature Review: Signature verification for check payments.
  • Zero Balance Accounts: Automatically transfer all balances from other accounts into your central account.

A Treasury Solutions Specialist can help you determine which of these tools makes sense for your business, oversee their implementation in your locations and provide ongoing training and support.



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