Get ready for what's next.
When you take charge of your business’s future, nothing can stand in your way. At Citizens, we’re right there with you—supporting every step forward and providing guidance when you need it. And since each journey is different, we tailor solutions around your needs and offer tools that allow banking to fit seamlessly into your everyday business routine.
Say hello to rewarding business banking.
Whether you’re just starting out, continuing to grow or well established, we have banking solutions to match your business’s unique aspirations. Our business checking accounts provide easy money management, along with our suite of cash management capabilities for you to pay and get paid.
Limited-time offer:
Earn up to $1,500*
Open a first new Business Advisor Checking® or Clearly Better Business Checking account and complete the offer requirements. The more you deposit, the higher your cash bonus. Here’s how it works:
| Single deposit and maintain a minimum of | $5,000 | $15,000 | $30,000 | $100,000 |
|---|---|---|---|---|
| EARN | $300 | $500 | $750 | $1,500 |
- Open your first new Business Advisor Checking® or Clearly Better Business Checking® account
- Deposit a required minimum single deposit and maintain that balance according to the dates listed in the table below.
- The more you deposit, the bigger your cash bonus could be
- Make five qualifying transactions within the two months stated in the table below
Business Advisor Checking
- Relationship benefits – waive the $25 monthly maintenance fee with a $10,000 average daily balance or $35,000 monthly combined balance of business loans, savings and money market balances
- 500 free check transactions per statement period
- $100 off your first order of checks from our preferred provider
© Citizens Financial Group, Inc. All rights reserved. Citizens Bank, N.A. Member FDIC
* To Earn Bonus: You must 1) open your first new Clearly Better Business Checking® or Business Advisor Checking® account between - 1/1/2026 - 5/31/2026, 2) have the required minimum single deposit (with money not currently on deposit with Citizens) post to the account by the date stated in the table below then remain on deposit until the date stated in the table below and make five qualifying transactions in the two months stated in the table below. Deposits between $5,000.00 and $14,999.99 will receive a $300 bonus; deposits between $15,000.00-$29,999.99 will receive a $500 bonus; deposits between $30,000.00 and $99,999.00 will received a $750 bonus; and deposits of $100,000 or more will receive a $1,500 bonus. Qualifying Transactions: Include deposits made at a Citizens branch, ATM or through the mobile app; payments made by check or Online Bill Pay; and debit card transactions, including signature and PIN-based debit transactions in person directly at a merchant location, in app or at online merchant sites. Transfers between other Citizens accounts do not qualify. Qualifications: Primary signer on the new business checking account may not be or have been a signer on any Citizens business checking account within the previous six months. Your new account must have a balance greater than zero and remain open and active through the payout date stated in the table below to qualify for this offer. Transfers between other Citizens accounts do not qualify. Eligibility: This offer is non-transferable and is only available for those that received the offer at the address stated on the mailer. Retain this letter for your records. Customer will only be paid a one-time bonus for this program. Offers may be withdrawn without notice and cannot be combined with any other checking offer. Offer eligibility is determined at Citizens' sole discretion. Payout: Bonus will be deposited to the business checking account by the date stated in the table below and will be labeled as "Balance Builder Bonus." Bonus will be reported to the IRS for income tax purposes.
| Account opened in month of: | Single qualifying deposit made by: | Single qualifying deposit must remain on deposit in your checking account until: | Five qualifying transactions within the months of: | Bonus will be paid by end of day: |
|---|---|---|---|---|
| January 2026 | February 28, 2026 | April 30, 2026 | March, April | May 31, 2026 |
| February 2026 | March 31, 2026 | May 31, 2026 | April, May | June 30, 2026 |
| March 2026 | April 30, 2026 | June 30, 2026 | May, June | July 31, 2026 |
| April 2026 | May 31, 2026 | July 31, 2026 | June, July | August 31, 2026 |
| May 2026 | June 30, 2026 | August 31, 2026 | July, August | September 30, 2026 |