Here's how:
Get $250
when you open your first new personal Citizens Checking account and make one or more direct deposits totaling $1,000 within 60 days.1
and
Get $250
when you open your first new personal Citizens Savings account on the same date as you open your new personal Citizens Checking account. Then make monthly deposits of $500 or more for 3 months in a row, starting the month after the accounts are opened.1
Don’t wait to get this special offer.
Visit your local participating branch from the list below and speak to a banker.
© Citizens Financial Group, Inc. All rights reserved. Citizens is a brand name of Citizens Bank, N.A. Member FDIC
1 To Earn Bonus: To earn a $250 Checking bonus, open your first new personal checking account between 5/16/25 and 5/31/25 and have at least one single direct deposit of $1,000 or multiple direct deposits totaling $1,000 or more post into your new checking account within 60 days of account opening. To earn a $250 Savings bonus, open your first new personal savings account on the same date as the above new checking account (direct deposit not required) and make at least one single deposit of $500 or multiple deposits totaling $500 or more post into your new savings account every month for 3 consecutive months, starting the month after the new checking and savings accounts are opened, as noted in the table below. A total of $1,500 must be on deposit in the new savings account as of the date noted in the table below. To earn the total $500 bonus, you must qualify for both the Checking and the Savings bonuses noted above.
Qualifications: Primary signer on the new checking and savings accounts may not be or have been a signer on any Citizens personal checking or savings account within the previous six months. Your new account(s) must have a balance greater than zero and remain open and active through the payout date stated in the table below to qualify for this offer. Any account that remains at a zero balance may be closed if it is not funded. Direct deposit is recurring income electronically deposited into your Citizens checking account and may include salary, pension, and other regular income. Certain forms of electronically deposited funds may not be considered eligible direct deposits, including those originating from peer-to-peer money transfer applications such as Zelle®, CashApp®, Venmo® or PayPal®.
Eligibility: Offer is only available in select Citizens branches. Customer will only be paid a one-time bonus for this program. Offers may be withdrawn without notice and cannot be combined with any other checking offer. Offer eligibility is determined at Citizens’ sole discretion.
Payout: Bonus will be deposited to the new checking account by the date stated in the table below and will be labeled as “Balance Builder Bonus”. If your new checking account is closed prior to payout date stated in the table below, then your new savings account will also no longer be eligible for this offer. Bonus will be reported to the IRS for income tax purposes.
| Account(s) opened on the same day between: | $1,000 direct deposit into first new personal checking account: | Monthly deposits totaling $500 or more into first new personal savings account for 3 months in a row: | $1,500 balance required in first new personal savings account as of: | Bonus will be paid to first new personal checking account by end of day: |
|---|---|---|---|---|
| 5/16/25 and 5/31/25 | Within 60 days of account open date | June, July, August | August 31, 2025 | September 30, 2025 |
We have multiple checking and savings options, for example if you open Citizens Quest® Checking and Savings the minimum opening balance can be of any amount. Variable-rate Annual Percentage Yield (APY) for Citizens Quest® Checking varies by tier. For example, as of 4/15/2025, APY by tier for Citizens Quest® Checking is: 0.02% for tiers below $2,500, $2,500+, $10,000+, $25,000+, $50,000+, $75,000+, $250,000+, $1,000,000+ and $3,000,000+. Variable-rate APY for Citizens Quest® Savings varies by tier. For example, as of 4/15/2025, APY by tier for Citizens Quest® Savings is: 0.02% for tiers below $2,500, $2,500+, $10,000+, $25,000+, $50,000+, $75,000+, $250,000+, $1,000,000+ and $3,000,000+. Fees may reduce earnings. Rates subject to change before or after account opening. To review the current rate for your account, visit citizensbank.com. You must make $5,000 in total deposits to your primary checking each statement period OR maintain a $25,000 monthly combined deposit and investment balance across your linked accounts to waive the Citizens Quest® Checking $25 monthly maintenance fee.
Investments are offered through Citizens Wealth Management.
Banking products are offered through Citizens Bank, N.A. For deposit products, Member FDIC.