Get Up To $600

Get $300

when you open a new checking account


Open your first new personal checking account and make a direct deposit of $500 or more within 60 days.1

PLUS

Get an additional $200 bonus

when you open a new savings account


Open your first new personal savings account with a minimum of $15,000 not currently on deposit with
Citizens Bank and maintain that balance for 3 months.1

PLUS

Get an additional $100

when you do both


Offer only available by accessing this link
Good if... You're under 25
Monthly Maintenance Fee $0.00 under 25 years of age
$3.99 over age 25
Requirement to waive monthly maintenance fee Be under age 25
Good if... Your want a simple solution for everyday banking
Monthly Maintenance Fee $0.00 or $9.99
Requirement to waive monthly maintenance fee Make one deposit each statement period
Good if... You want to earn interest
You want personalized advice and preferred service
Monthly Maintenance Fee $0.00 or $25.00
Requirement to waive monthly maintenance fee Have combined monthly balances (in deposit and investment accounts) of $25,000 or more
Good if... You want to earn our best interest rates.
You want personalized advice & preferred service
Monthly Maintenance Fee $0.00 or $25.00
Requirement to waive monthly maintenance fee Have combined monthly balances (in deposit and investment accounts) of $25,000 or more AND either:
Make a deposit of at least $5,000 in your primary checking account each statement period OR
Maintain an average daily checking balance of $10,000 or more

All our checking accounts come with Debit Cards and Online & Mobile Banking*, where you can pay bills and deposit checks.

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Good if... You want a simple way to build your savings
Monthly Maintenance Fee $0.00 or $4.99
Make at least one deposit of any amount each monthly maintenance fee period to waive the fee. Account will automattically receive a waiver on the first 4 monthly maintenance fees.1
Good if... You want a savings account and have a Platinum Checking account
Monthly Maintenance Fee $0.00 with
Platinum Checking
Good if... You want a savings account and have a Platinum Plus Checking account
Monthly Maintenance Fee $0.00 with Platinum Plus Checking
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1To Earn Bonus: To earn a $300 bonus, open your first new personal checking account between 1/2/20 and 4/16/20 and have at least one single direct deposit of $500 or more post to your new checking account within 60 days of account opening. To earn a $200 bonus, open your first new personal checking account with no direct deposit required, AND open your first new personal savings account on the same date between 1/2/20 and 4/16/20 with a minimum of $15,000 not already on deposit with Citizens Bank that remains on deposit until date stated in the table below. To earn the additional $100 bonus, you must qualify for both the $300 bonus and the savings portion of the $200 bonus noted above. Qualifications: Primary signer on the new checking and savings accounts may not be or have been a signer on any Citizens Bank personal checking or savings account within the previous six months. The new account(s) must be open and in good standing on the payout date stated in the table below to qualify for this offer. Direct Deposit is recurring income electronically deposited into your Citizens Bank checking account and may include salary, pension, and other regular income. Eligibility: Customer must open their first new checking and/or savings accounts via Citizens Bank’s online account opening system accessed by clicking on one of the links on this page. Customer should print this screen for their records. Customer will only be paid a one-time bonus for this program. Payout: Bonus will be deposited to the new checking account by the date stated in the table below and will be labeled as “Balance Builder Bonus.” Bonus will be reported to the IRS for income tax purposes. Platinum Checking and Savings: Minimum opening balance of any amount. Variable-rate Annual Percentage Yield (APY) for Platinum Checking varies by tier. For example, as of 1/2/20, APY by tier for Platinum Checking is: 0.02% for tiers below $2,500, $2,500+, $10,000+, $25,000+, $50,000+, $75,000+, $250,000+, $1,000,000+ and $3,000,000+. Variable-rate APY for Platinum Savings varies by tier. For example, as of 1/2/20, APY by tier for Platinum Savings is: 0.02% for tiers below $2,500, $2,500+, $10,000+, $25,000+, $50,000+, $75,000+, $250,000+, $1,000,000+ and $3,000,000+. Fees may reduce earnings. Rates subject to change after account opening. Minimum balance requirements apply to waive the Platinum Checking $25 monthly maintenance fee. One Deposit Checking: Just one deposit of any amount each statement period waives the monthly maintenance fee on a One Deposit Checking account from Citizens Bank. One Deposit Savings: Variable-rate APY for One Deposit Savings varies by tier. For example, as of 1/2/20, APY by tier for One Deposit Savings is: 0.01% for tiers below $1,000, $1,000+, $2,500+, $10,000+, $25,000+, $50,000+, $75,000+, $250,000+ and $1,000,000+. Fees may reduce earnings. Rates subject to change after account opening. Just one deposit of any amount each monthly maintenance fee period OR a $200 minimum balance waives the monthly maintenance fee on a One Deposit Savings account.


Account(s) opened in month of: Single $500 Direct Deposit to new checking account: $15,000 Savings Balance remains on Deposit until: Bonus will be paid by:
January 2020 Within 60 days of account open date April 30, 2020 May 31, 2020
February 2020 Within 60 days of account open date May 31, 2020 June 30, 2020
March 2020 Within 60 days of account open date June 30, 2020 July 31, 2020
April 2020 Within 60 days of account open date July 31, 2020 August 31, 2020

*Wireless carrier, text and/or data charges may apply.