Optimize liquidity and fund growth
Leverage your short- and long-term assets to optimize liquidity and fund growth including organic growth, mergers and acquisitions, recapitalization and restructuring. Underwritings focus on the value of the borrower’s assets as well as its cash flow, allowing asset-based transactions to be structured with less restrictive covenant packages than traditional commercial loans. This structure makes asset-based financing attractive to companies with rapid growth, inconsistent earnings, seasonality, and cyclicality. Citizens specializes in financing to retailers, manufacturers, wholesalers, staffing, distribution and logistics companies.
Why work with us
As one of the nation’s leading asset-based financing providers, we offer expertise, competitive pricing and a breadth of options:
- Revolving Credit Facilities from $20MM to >$1Bn
- Term loans
- Dedicated asset-based financing Capital Markets team to structure and lead syndicated financings
- First in Last out (FILO) loans
- Prime and SOFR interest rate options including hedging products
Work with an experienced ABL Specialist who will take the time to understand your business objectives in light of the unique dynamics of your industry to structure a solution that’s right for your business.
Related transactions
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© Citizens Financial Group, Inc. All rights reserved. Citizens is a brand name of Citizens Bank, N.A. Member FDIC
“Citizens” is the marketing name for the business of Citizens Financial Group, Inc. (“CFG”) and its subsidiaries. “Citizens Capital Markets & Advisory” is the marketing name for the investment banking, research, sales, and trading activities of our institutional broker-dealer, Citizens JMP Securities, LLC (“CJMPS”), Member FINRA and SIPC (See FINRA BrokerCheck and SIPC.org). Securities products and services are offered to institutional clients through CJMPS. (CJMPS disclosures and CJMP Form CRS). Banking products and services are offered through Citizens Bank, N.A., Member FDIC. Citizens Valuation Services is a business division of Willamette Management Associates, Inc. (a wholly owned subsidiary of CFG).
Securities and investment products are subject to risk, including principal amount invested and are: NOT FDIC INSURED · NOT BANK GUARANTEED · MAY LOSE VALUE
