Big-ticket buys don't have to break the bank. Enjoy instant decisions on your credit applications, buy what you need now and pay over time with responsible monthly payments.
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Buy now and pay over time in 4 easy steps:
Download the Citizens Pay mobile app to take control of your account
Once you open your Citizens Pay Line of Credit, you can use our mobile app* to easily manage your account from the palm of your hand.
Education Hub
Explore how pay-over-time financing works for you and your budget.
Splurge on what you love. Pay over time.
From furniture and fitness equipment to fine jewelry, travel and tech, pay over time financing is making it easier to get what you really want.
How much to spend on an engagement ring.
One, two, three-months salary? It's not easy to put a finger on what to spend for the perfect ring. Here are some tips.
Break away without breaking the bank.
Is your travel dream not fitting your financial reality? Take the stress out of vacation planning with a flexible, pay-over-time financing solution.
Pay-over-time vs. other payment options
With all the methods of payment at your fingertips, here's how options like pay-over-time, credit cards and debit cards stack up for big purchases.
Renovate your home the smart way with Citizens Pay
You want that dream kitchen. A pay-over-time financing option can help make a renovation your reality.
Meet your fitness goals your way.
With Citizens Pay’s® pay-over-time flexibility, you can set up a new exercise routine with the best workout equipment.
Citizens Pay FAQs
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