Exercise like a pro: Using Citizens Pay for the best workout accessories

By Citizens Staff

The best exercise program tends to be the one you stick with. But when you're thinking about where to start with your new routine, selecting the best workout accessories can seem limitless — from in-home machines to specialized gear.

Rather than letting these fitness startup costs eat into your savings, you have options to make upfront expenses more affordable and budget-friendly.

With pay-over-time programs like Citizens Pay, you can finance large-ticket purchases so that you have them now and make payments later. It can make getting going on your new fitness routine with your choice of workout accessories a bit easier.

Why you should invest in your health

Countless studies prove the benefits of exercise and demonstrate how a lack of physical activity can contribute to higher future healthcare costs. Finding an exercise plan that you enjoy not only has the potential to lower future medical costs, but it may also increase your quality of life by helping you remain active and healthy. Some of the noted benefits of exercise include:

• Getting the recommended amount of physical activity each week (150 to 300 minutes) can result in an increased lifespan.
• Regular exercise has been shown to help prevent chronic conditions like heart disease and diabetes. Exercise may also lower your risk of getting certain cancers.
• A recent study by Harvard Medical School found that exercise can reduce inflammation and can strengthen the immune system.
• Physical wellness is linked to mental wellness, and exercising can help you manage stress and anxiety. A recent study by the University of South Australia also noted the benefits of exercise when treating anxiety and depression.

Starting any new habit can be difficult, but if you're ready to commit to improving your health through exercise, it's easier than ever when you take advantage of a flexible pay-over-time program to take care of the startup costs of a new fitness plan.

Fitness-related partners that work with Citizens Pay

Exercise doesn't necessarily mean getting up at 5 a.m. and running 10 miles before sunrise. It's great if you like that routine, but running isn't the only way to achieve a higher level of fitness.

Think about the activities you truly enjoy and can stick with for a lifetime. From cycling to lifting weights or even cross-training with a mixture of workouts, a wide array of fitness equipment can provide you with workouts you love that also fit with your lifestyle.

If you're looking for an affordable way to purchase the best workout accessories, here are some popular options available through the Citizens Pay program:

• Peloton products. Meet your workout goals on your turf and your schedule while also connecting with a community of millions when you explore Peloton's high-tech approach to fitness. Peloton is renowned for its library of content and classes featuring top instructors as well as its immersively designed equipment. Pay over time financing options through Citizens Pay are available for Peloton Bike, Bike+, Tread, Row and Refurbished Bikes.
• Trek cycling products. The Trek suite of products includes high-quality bikes and cycling gear created to take you anywhere — whether you're taking a hardtail up a mountainside or guiding a hybrid through the city streets. Find the ride that's right for you with Trek's comprehensive collection of models engineered to perform optimally in a variety of environments. Stop by a retail location to take a bike for a test spin or browse online, then ask about the flexible payment options available.
• Horizon Fitness. Shop for treadmills and cycles from this global leader in fitness equipment. Horizon machines provide app integration that connects users to fun workouts and playlists. Flexible payment options are available through their financing program with no hidden fees or costs.
• Echelon smart fitness. Smart fitness equipment combined with prime digital memberships can meet the needs of exercisers at every level, from beginners to serious athletes. Straightforward, easy-to-understand payment plans help you finance the cost of a Connect Bike, Smart Rower or Smart Treadmill.

How to kickstart your exercise routine with Citizens Pay

Always have a conversation with a health care provider before beginning any new exercise routine. And when you're ready to move forward, Citizens Pay can help you manage the costs so that they fit into your budget.

Rather than paying for new equipment all at once, you can break out the costs into smaller, more manageable payments. As an alternative to a credit card purchase, Citizens Pay helps you to finance large purchases like a treadmill with preset monthly payments for a specified amount of time. When you apply online or in a retail store, you'll receive an instant decision.

Learn more about buying exercise equipment or fitness memberships today and paying for them over time with Citizens Pay.