Build your credit foundation† with no annual fee.*

Instacart: Get three months of free deliveries with Instacart+ and $10 off your second order each month, and avoid the grocery store checkout lines.†
Mastercard Transit Benefit: Save when you tap and go with your Amp card and receive a $2.50 statement credit when you spend $10 or more each month at participating transit locations.†
Mastercard ID Theft Protection™: Safeguard your identity with 24/7 fraud detection, receive alert notifications for suspicious activity and access to a resolution specialist to resolve ID theft issues.†
Mastercard Zero Liability Protection: Gain peace of mind to guard against fraudulent purchases in-store, on the phone, online, on our app†, and at ATMs.††
Upgrade: Build healthy credit habits like making on-time payments and earn access to more benefits with one of our other credit cards (Spring, Summit or Summit Reserve).†
Make payments, set up account alerts, and much more.
Tap & Go™ with Contactless payments for fast, easy and secure checkout wherever you see the Contactless pay symbol.
Including Apple Pay®, Samsung Pay™, and Google Pay™ to pay in store, online, and in app.†
Peace of mind with Mastercard Zero Liability Protection†† and Mastercard ID Theft Protection™.†
Acceptance at more than 36 million Mastercard locations worldwide.
Each card features a distinctive notch design that makes it easier to find when you need it.

© Citizens Financial Group, Inc. All rights reserved. Citizens Bank, N.A. Member FDIC
† For additional information, please click the † symbols throughout this page to view our credit card disclosures.
†† For more information visit https://www.citizensbank.com/account-safeguards/unauthorized-transaction-policy.aspx.
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** IMPORTANT INFORMATION
Credit Building: Citizens reports information about your Account to credit bureaus. Payments made by your billing statement due date can help build or establish your credit. Negative credit information, including late payments, missed payments, or other defaults on your Account may be reflected in your credit report and may adversely impact your ability to build credit. Subject to individual credit approval.
Apple Pay, Apple Music, Apple TV, and Apple Card are trademarks of Apple Inc., registered in the U.S. and other countries.
Samsung and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd.
Google Pay is a trademark of Google LLC. Google Pay works on Android devices running Android Lollipop 5.0 or above.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.
Credit cards are issued by Citizens Bank, N.A. pursuant to license by Mastercard International Incorporated.