Citizens Spring® World Mastercard® benefits
Low Interest Rate: Enjoy our lowest annual percentage rate card.
Intro Balance Transfer Offer: Enjoy 0% intro APR on balance transfers for the first 18 billing cycles, thereafter #ProductLine=CreditCard|Brand=citizensbank|ProductName=Citizens Spring World Mastercard|RateName=Variable APR|ProductAttribute=RateValue# variable APR, based on creditworthiness.*
Lyft: Earn $5 in Lyft credit when you take three eligible rides in the same month.†
Instacart: Get three months of free deliveries with Instacart+ and $10 off your second order each month, and avoid the grocery store checkout lines.†
Mastercard Transit Benefit: Save when you tap and go with your Spring card and receive a $2.50 statement credit when you spend $10 or more each month at participating transit locations.†
Mastercard Golf: Swing away at TPC Network Clubs, as well as golf school and travel packages that'll make you feel like a tour pro.† Learn more
Mastercard ID Theft Protection™: Safeguard your identity with 24/7 fraud detection, receive alert notifications for suspicious activity and access to a resolution specialist to resolve ID theft issues.†
Mastercard Zero Liability Protection: Gain peace of mind to guard against fraudulent purchases in‑store, on the phone, online, on our app†, and at ATMs.††
Conveniences you'll enjoy in-store, online and in-app
Explore all card offers with no impact to your credit score†
© Citizens Financial Group, Inc. All rights reserved. Citizens Bank, N.A. Member FDIC
† For additional information, please click the † symbols throughout this page to view our credit card disclosures.
†† For more information visit https://www.citizensbank.com/account-safeguards/unauthorized-transaction-policy.aspx.
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**IMPORTANT INFORMATION
The information about the costs of the card described in this advertisement is accurate as of #Json=Label_Lookup|Brand=citizensbank|TargetElementType=span|TargetElementId=|Key=currentDate#.This information may have changed after that date. To find out what may have changed, call us toll-free at 1-800-684-2222 or write us at Credit Card Services, P.O. Box 7092, Bridgeport, CT 06601-7092 or speak with a banker.
Citizens Spring® World Mastercard®: APR for Purchases ranges from #ProductLine=CreditCard|Brand=citizensbank|ProductName=Citizens Spring World Mastercard|RateName=APR Purchases|ProductAttribute=RateValue#, based on creditworthiness. 0% Introductory APR on Balance Transfers for 18 billing cycles, thereafter a #ProductLine=CreditCard|Brand=citizensbank|ProductName=Citizens Spring World Mastercard|RateName=Variable APR|ProductAttribute=RateValue# variable APR, based on creditworthiness. APR for Cash Advances is #ProductLine=CreditCard|Brand=citizensbank|ProductName=Citizens Spring World Mastercard|RateName=APR Cash Advances|ProductAttribute=RateValue#. APRs will vary with the market based on the Prime Rate. If you are charged interest in any billing cycle, the minimum interest charge will be $1.50. No annual fee. Each Balance Transfer will have a fee of either $10 or 5% of the amount of each transfer, whichever is greater. Each Cash Loan, ATM Loan and Convenience Check Loan will have a fee of either $10 or up to 5% of the amount of each advance, whichever is greater. Each Cash Equivalent Transaction will have a fee of either $10 or 5% of the amount of each advance, whichever is greater. Each Foreign Transaction will have a fee of either $1.50 or 3% of the U.S. dollar amount of each transaction, whichever is greater. Late Payment Fees up to $40.
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.
Samsung and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd.
Google Pay is a trademark of Google LLC. Google Pay works on Android devices running Android Lollipop 5.0 or above.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.
Credit cards are issued by Citizens Bank, N.A. pursuant to license by Mastercard International Incorporated.