Citizens Summit® World Mastercard® rewards and benefits
Cash Back Rewards: Earn 3% unlimited cash back on dining and groceries, and 1.5% unlimited cash back on everything else.†
Intro Balance Transfer Offer: Enjoy a 0% Intro APR on balance transfers for the first 12 billing cycles, thereafter #ProductLine=CreditCard|Brand=citizensbank|ProductName=Citizens Summit World Mastercard|RateName=Variable APR|ProductAttribute=RateValue# variable APR, based on your creditworthiness.*
Lyft: Earn $5 in Lyft credit when you take three eligible rides in the same month.†
Instacart: Get three months of free deliveries with Instacart+ and $10 off your second order each month, and avoid the grocery store checkout lines.†
Mastercard Transit Benefit: Save when you tap and go with your Summit card and receive a $2.50 statement credit when you spend $10 or more each month at participating transit locations.†
Priceless Experiences®: Access in-person and digital experiences in culture, dining, sports, entertainment and more in over 45 exciting destinations around the globe exclusively for World Mastercard® cardholders.†
Mastercard Golf: Swing away at TPC Network Clubs, as well as golf school and travel packages that'll make you feel like a tour pro.† Learn More.
Mastercard ID Theft Protection™: Safeguard your identity with 24/7 fraud detection, receive alert notifications for suspicious activity and access to a resolution specialist to resolve ID theft issues.†
Mastercard Zero Liability Protection: Gain peace of mind to guard against fraudulent purchases in-store, on the phone, online, on our app†, and at ATMs.††
Conveniences you'll enjoy in-store, online and in-app
Explore all card offers with no impact to your credit score†
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† For additional information, please click the † symbols throughout this page to view our credit card disclosures.
†† For more information visit https://www.citizensbank.com/account-safeguards/unauthorized-transaction-policy.aspx.
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**IMPORTANT INFORMATION
The Citizens Summit® World Mastercard® Reward Program: You will earn 3% Rewards Points for every dollar you spend on eligible purchases made in the restaurant and grocery store (excluding Walmart® and select superstores) merchant categories with your Citizens Summit™ World Mastercard®. You will earn 1.5% Reward Points for every dollar you spend on all other eligible net purchases with no limits, as long as your account is in good standing. Purchases are submitted and categorized by the merchant. Merchants are assigned a merchant code, which is determined by the merchant, or its processor based on the products and services they primarily sell. Citizens does not choose the merchant code or control how purchases are classified. A purchase will not receive the additional Reward Points if the merchant's code is not eligible. This Rewards Program is governed by the terms and conditions set forth in the Reward Guide. You will receive the Reward Guide when your account is opened. The Reward Guide will explain the program, including the following: A) Earn cash back rewards on all eligible net purchases. A net purchase is the amount of a purchase less any credits, returns and adjustments. Certain transactions do not qualify for cash back rewards. For example, balance transfers, cash advances, account fees or charges, interest charges, life insurance charges, money orders, wire transfers, lottery tickets, gambling charges, or unauthorized charges to your account do not earn cash back rewards. Please refer to your Reward Guide for complete program terms and conditions. B) Cash Back Rewards will not expire as long as your credit card account is in good standing, and you make an eligible purchase once every twelve (12) months. C) Program subject to change. D) You are solely responsible for any taxes that may be owed as a result of cash back rewards earned and/or redeemed under this card. Please consult your tax advisor. E) Other terms may apply and will be included in the Agreement.
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Credit cards are issued by Citizens Bank, N.A. pursuant to license by Mastercard International Incorporated.