How to set up direct deposit

Get paid up to 2 days early when you have direct deposit.† No need to sign up and it’s absolutely free.

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Two simple ways to set up direct deposit

Digital: 100% online signup

Set up direct deposit in 3 simple steps - 100% online.

Set up Direct Deposit

Paper: Citizens Direct Deposit Form

Simply fill out the form with your banking information and submit it to your employer.

Citizens Direct Deposit Form

It's easy to set up direct deposit online

Do everything in 3 easy steps

Select your employer

Search our database of over 1 million employers and payroll providers

Log in

Use your payroll account credentials to securely authenticate

Confirm details

Select the amount you want deposited, and provide your account number to confirm

Set up Direct Deposit

Calendar showing pay day 2 days early

Who wouldn’t want money sooner

Get paid up to 2 days early when you have a Citizens personal checking, savings or Money Market account set up with direct deposit!†

Set up Direct DepositLearn about Paid Early®

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† For additional information, please click the † symbols throughout this page to view our checking disclosures.